BB Seguridade Participações S.A. (BVMF:BBSE3)
Brazil flag Brazil · Delayed Price · Currency is BRL
36.87
-0.32 (-0.86%)
Aug 14, 2026, 12:15 PM GMT-3

BVMF:BBSE3 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,45110,33510,1809,3157,6585,326
Revenue Growth
1.20%1.53%9.29%21.64%43.78%3.78%
Gross Profit
10,26610,15310,0019,1267,4525,132
Operating Income
9,9809,8749,7808,9227,2214,958
Net Income
9,1899,0178,7037,9476,1963,933
Earnings Per Share
4.734.654.463.993.101.97
EPS Growth
3.05%4.26%11.76%28.47%57.54%2.14%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance
5,4645,3325,3054,8879,5595,767
Brokerage
4,9865,0044,8754,4284,1413,483
Total
10,45110,33510,1809,3157,6585,326

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
6,47110,0458,5094,7536,0774,091
Net Cash Growth
-25.39%18.05%79.03%-21.79%48.55%67.61%
Net Cash Per Share
3.335.174.362.383.042.05
Cash & Investments
6,47110,0458,5094,7536,0774,091

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,4633,7114,2243,6983,2752,826
Capital Expenditures
-0.06-0.06-0.11-0.41--0.29
Free Cash Flow
3,4633,7114,2233,6973,2752,825
Free Cash Flow Growth
-14.99%-12.14%14.23%12.90%15.91%23.69%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
98.23%98.23%98.25%97.97%97.31%96.36%
Operating Margin
95.49%95.53%96.07%95.78%94.30%93.08%
Pretax Margin
106.48%105.86%102.27%101.92%100.55%95.37%
Profit Margin
87.93%87.25%85.49%85.32%80.92%73.85%
FCF Margin
33.13%35.90%41.49%39.69%42.77%53.05%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.5304.5303.7112.8692.8761.438
Dividend Per Share Growth
7.69%22.07%29.35%-0.24%99.98%6.60%
Dividend Yield
12.18%14.15%13.01%11.66%12.94%11.31%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.867.788.078.4310.8610.53
Forward PE
8.518.028.378.6210.618.63
P/FCF Ratio
20.8518.9116.6318.1220.5514.66
PS Ratio
6.916.796.907.198.797.78