BB Seguridade Participações S.A. (BVMF:BBSE3)
Brazil flag Brazil · Delayed Price · Currency is BRL
40.68
-0.64 (-1.55%)
Nov 3, 2026, 12:20 PM GMT-3

BVMF:BBSE3 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,45110,33510,1809,3157,6585,326
Revenue Growth
1.20%1.53%9.29%21.64%43.78%3.78%
Gross Profit
10,26610,15310,0019,1267,4525,132
Operating Income
9,9809,8749,7808,9227,2214,958
Net Income
9,1899,0178,7037,9476,1963,933
Earnings Per Share
4.734.654.463.993.101.97
EPS Growth
3.05%4.26%11.76%28.47%57.54%2.14%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance
5,4645,3325,3054,8879,5595,767
Brokerage
4,9865,0044,8754,4284,1413,483
Total
10,45110,33510,1809,3157,6585,326

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
6,47110,0458,5094,7536,0774,091
Net Cash Growth
-25.39%18.05%79.03%-21.79%48.55%67.61%
Net Cash Per Share
3.335.174.362.383.042.05
Cash & Investments
6,47110,0458,5094,7536,0774,091

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,4633,7114,2243,6983,2752,826
Capital Expenditures
-0.06-0.06-0.11-0.41--0.29
Free Cash Flow
3,4633,7114,2233,6973,2752,825
Free Cash Flow Growth
-14.99%-12.14%14.23%12.90%15.91%23.69%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
98.23%98.23%98.25%97.97%97.31%96.36%
Operating Margin
95.49%95.53%96.07%95.78%94.30%93.08%
Pretax Margin
106.48%105.86%102.27%101.92%100.55%95.37%
Profit Margin
87.93%87.25%85.49%85.32%80.92%73.85%
FCF Margin
33.13%35.90%41.49%39.69%42.77%53.05%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.5304.5303.7112.8692.8761.438
Dividend Per Share Growth
7.69%22.07%29.35%-0.24%99.98%6.60%
Dividend Yield
11.14%12.53%10.26%8.47%8.53%6.93%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.597.788.078.4310.8610.53
Forward PE
9.438.028.378.6210.618.63
P/FCF Ratio
23.1618.9116.6318.1220.5514.66
PS Ratio
7.686.796.907.198.797.78