BVMF:BEES3 Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,387	4,591	5,132	4,738	2,185
Total Interest Income	5,387	4,591	5,132	4,738	2,185
Interest Paid on Deposits	3,894	3,147	3,686	3,538	1,194
Total Interest Expense	3,894	3,147	3,686	3,538	1,194
Net Interest Income	1,493	1,444	1,445	1,200	991.13
Net Interest Income Growth (YoY)	3.42%	-0.11%	20.47%	21.04%	24.08%
Gain (Loss) on Sale of Assets	31.36	61.58	22.38	12.27	13.73
Gain (Loss) on Sale of Investments	71.93	35.71	-0.89	46.73	11.44
Other Non-Interest Income	380.6	333.81	315.08	331.69	302.05
Total Non-Interest Income	483.89	431.1	336.57	390.69	327.22
Non-Interest Income Growth (YoY)	12.25%	28.09%	-13.85%	19.40%	-19.80%
Revenues Before Loan Losses	1,977	1,875	1,782	1,590	1,318
Provision for Loan Losses	309.96	174.2	307.17	139.22	163.5
Revenue	1,667	1,701	1,475	1,451	1,155
Revenue Growth (YoY)	-1.98%	15.32%	1.62%	25.65%	1.04%
Salaries and Employee Benefits	653.38	580.98	524.75	492.22	422.48
Selling, General & Administrative	419.79	382.63	326.26	290.53	250.89
Other Non-Interest Expense	158	126.12	152.05	110.88	113.51
Total Non-Interest Expense	1,231	1,090	1,003	893.63	786.87
EBT Excluding Unusual Items	435.73	610.8	471.51	557.46	367.98
Legal Settlements	-31.14	-15.23	-38.78	-50.51	-25.4
Pretax Income	404.59	595.57	432.73	506.96	342.59
Income Tax Expense	64.67	166.93	108.93	162.31	112.06
Net Income	339.92	428.63	323.8	344.64	230.52
Net Income to Common	339.92	428.63	323.8	344.64	230.52
Net Income Growth	-20.70%	32.38%	-6.05%	49.50%	4.00%
Basic Shares Outstanding	348	348	348	348	348
Diluted Shares Outstanding	348	348	348	348	348
EPS (Basic)	0.98	1.23	0.93	0.99	0.66
EPS (Diluted)	0.98	1.23	0.93	0.99	0.66
EPS Growth	-20.70%	32.38%	-6.05%	49.50%	4.00%
Dividend Per Share	0.647	0.436	0.579	0.532	0.406
Dividend Growth	48.25%	-24.65%	8.83%	31.27%	113.20%
Effective Tax Rate	15.98%	28.03%	25.17%	32.02%	32.71%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.