BVMF:BEES3 Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,573	5,387	4,591	5,132	4,738	2,185
Total Interest Income	5,573	5,387	4,591	5,132	4,738	2,185
Interest Paid on Deposits	4,046	3,894	3,147	3,686	3,538	1,194
Total Interest Expense	4,046	3,894	3,147	3,686	3,538	1,194
Net Interest Income	1,526	1,493	1,444	1,445	1,200	991.13
Net Interest Income Growth (YoY)	5.73%	3.42%	-0.11%	20.47%	21.04%	24.08%
Gain (Loss) on Sale of Assets	29.38	31.36	61.58	22.38	12.27	13.73
Gain (Loss) on Sale of Investments	71.93	71.93	35.71	-0.89	46.73	11.44
Other Non-Interest Income	418.09	380.6	333.81	315.08	331.69	302.05
Total Non-Interest Income	519.41	483.89	431.1	336.57	390.69	327.22
Non-Interest Income Growth (YoY)	15.04%	12.25%	28.09%	-13.85%	19.40%	-19.80%
Revenues Before Loan Losses	2,046	1,977	1,875	1,782	1,590	1,318
Provision for Loan Losses	451.86	309.96	174.2	307.17	139.22	163.5
Revenue	1,594	1,667	1,701	1,475	1,451	1,155
Revenue Growth (YoY)	-13.85%	-1.98%	15.32%	1.62%	25.65%	1.04%
Salaries and Employee Benefits	639.87	653.38	580.98	524.75	492.22	422.48
Selling, General & Administrative	440.65	419.79	382.63	326.26	290.53	250.89
Other Non-Interest Expense	146.59	158	126.12	152.05	110.88	113.51
Total Non-Interest Expense	1,227	1,231	1,090	1,003	893.63	786.87
EBT Excluding Unusual Items	366.69	435.73	610.8	471.51	557.46	367.98
Legal Settlements	-31.14	-31.14	-15.23	-38.78	-50.51	-25.4
Pretax Income	335.55	404.59	595.57	432.73	506.96	342.59
Income Tax Expense	9.43	64.67	166.93	108.93	162.31	112.06
Net Income	326.12	339.92	428.63	323.8	344.64	230.52
Net Income to Common	326.12	339.92	428.63	323.8	344.64	230.52
Net Income Growth	-31.00%	-20.70%	32.38%	-6.05%	49.50%	4.00%
Basic Shares Outstanding	355	348	348	348	348	348
Diluted Shares Outstanding	355	348	348	348	348	348
Shares Change (YoY)	4.41%	-	-	-	-	-
EPS (Basic)	0.92	0.98	1.23	0.93	0.99	0.66
EPS (Diluted)	0.92	0.98	1.23	0.93	0.99	0.66
EPS Growth	-33.92%	-20.70%	32.38%	-6.05%	49.50%	4.00%
Dividend Per Share	0.647	0.647	0.436	0.579	0.532	0.406
Dividend Growth	72.88%	48.25%	-24.65%	8.83%	31.27%	113.20%
Effective Tax Rate	2.81%	15.98%	28.03%	25.17%	32.02%	32.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.