Banestes S.A - Banco do Estado do Espírito Santo (BVMF:BEES3)

Brazil · Delayed Price · Currency is BRL

9.51

-0.26 (-2.66%)

Oct 14, 2026, 2:33 PM GMT-3

BVMF:BEES3 Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,848	1,667	1,701	1,475	1,451	1,155
Revenue Growth	12.01%	-1.98%	15.32%	1.62%	25.65%	1.04%
Net Income	442.69	339.92	428.63	323.8	344.64	230.52
Earnings Per Share	1.27	0.98	1.23	0.93	0.99	0.66
EPS Growth	18.83%	-20.70%	32.38%	-6.05%	49.50%	4.00%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Financial Segment	1,601	1,437	1,520	1,321	1,342	1,070
Insurance and Other	259.34	248.87	194.14	158.2	89.56	48.5
Eliminations	-18.28	-19.34	-8.15	-7.28	-6.61	-5.22
Total	1,842	1,667	1,706	1,472	1,425	1,113

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4,437	681.23	568.27	581.12	804.98	993.13
Total Debt	11,492	11,007	9,902	15,071	12,791	12,270
Net Cash (Debt)	-7,054	-10,326	-9,333	-14,490	-11,986	-11,277
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-20.30	-29.71	-26.86	-41.70	-34.49	-32.45

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,410	-1,314	-8,426	-2,088	3,556	1,060
Capital Expenditures	-98.13	-138.07	-119.74	-110.69	-63.12	-60.29
Free Cash Flow	-1,508	-1,452	-8,545	-2,198	3,493	1,000
Free Cash Flow Growth	-	-	-	-	249.32%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.95%	20.39%	25.21%	21.96%	23.75%	19.96%
FCF Margin	-81.59%	-87.13%	-502.51%	-149.09%	240.74%	86.60%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.345	0.647	0.436	0.579	0.532	0.406
Dividend Per Share Growth	135.87%	48.25%	-24.65%	8.83%	31.27%	113.20%
Dividend Yield	3.63%	8.37%	6.38%	8.10%	13.79%	13.21%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.67	8.31	6.32	9.45	5.30	6.98
P/FCF Ratio	-	-	-	-	0.52	1.61
PS Ratio	1.83	1.69	1.59	2.07	1.26	1.39