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Banestes S.A - Banco do Estado do Espírito Santo (BVMF:BEES3)
Brazil flag Brazil · Delayed Price · Currency is BRL
8.66
-0.09 (-1.03%)
Jul 24, 2026, 4:53 PM GMT-3

BVMF:BEES3 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,5941,6671,7011,4751,4511,155
Revenue Growth
-13.82%-1.98%15.32%1.62%25.65%1.04%
Net Income
326.12339.92428.63323.8344.64230.52
Earnings Per Share
0.940.981.230.930.990.66
EPS Growth
-31.00%-20.70%32.38%-6.05%49.50%4.00%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance Segment
260.94248.87194.14158.289.5648.5
Financial Segment
1,3611,4371,5201,3211,3421,070
Eliminations
-18.67-19.34-8.15-7.28-6.61-5.22
Total
1,6041,6671,7061,4721,4251,113

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
661.6681.23568.27581.12804.98993.13
Total Debt
10,82811,0079,90215,07112,79112,270
Net Cash (Debt)
-10,167-10,326-9,333-14,490-11,986-11,277
Net Cash Growth
------
Net Cash Per Share
-29.26-29.71-26.86-41.70-34.49-32.45

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,629-1,314-8,426-2,0883,5561,060
Capital Expenditures
-101.66-138.07-119.74-110.69-63.12-60.29
Free Cash Flow
-2,731-1,452-8,545-2,1983,4931,000
Free Cash Flow Growth
----249.32%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.46%20.39%25.21%21.96%23.75%19.96%
FCF Margin
-171.33%-87.13%-502.51%-149.09%240.74%86.60%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3450.6470.4360.5790.5320.406
Dividend Per Share Growth
67.46%48.25%-24.65%8.83%31.27%113.20%
Dividend Yield
3.99%8.24%6.28%7.97%13.57%13.00%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.238.316.329.455.306.98
P/FCF Ratio
----0.521.61
PS Ratio
1.901.691.592.071.261.39