BVMF:BEES3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	167.96	169.58	157.81	177.01	255.03
Investment Securities	17,540	17,871	26,667	21,008	12,772
Trading Asset Securities	513.27	398.68	423.31	627.97	738.1
Total Investments	18,053	18,270	27,090	21,636	13,510
Gross Loans	18,473	16,213	12,128	13,065	18,645
Allowance for Loan Losses	-496.07	-473.61	-489.54	-371.67	-369.18
Net Loans	17,977	15,740	11,638	12,694	18,276
Property, Plant & Equipment	219.41	163.97	163.74	152.3	158.71
Other Intangible Assets	404.96	379.92	216.67	180.26	150.07
Other Receivables	217	157.44	159.32	144.01	101.95
Restricted Cash	1,750	1,219	1,106	985.78	829.95
Other Current Assets	373.02	360.91	390.95	316.74	303.7
Long-Term Deferred Tax Assets	383.43	308.52	328.94	313.38	298.91
Other Long-Term Assets	138.96	148.07	160.72	140.15	154.49
Total Assets	39,685	36,917	41,413	36,739	34,050
Accrued Expenses	314.98	271.07	238.33	256.29	242.13
Interest Bearing Deposits	23,341	21,891	21,311	18,998	17,117
Non-Interest Bearing Deposits	951.16	983.98	1,323	1,423	1,518
Total Deposits	24,292	22,875	22,635	20,421	18,634
Short-Term Borrowings	9,431	8,691	14,645	12,456	12,036
Current Portion of Long-Term Debt	1.79	557.35	340.26	241.03	124.69
Current Portion of Leases	78.37	70.01	26.95	26.41	24.93
Current Income Taxes Payable	5.07	5.36	3.25	2.8	2.87
Other Current Liabilities	163.82	154.72	20.61	73.34	80.76
Long-Term Debt	1,472	575.34	1.26	3.64	13.91
Long-Term Leases	24.39	7.64	57.61	64.02	70.46
Long-Term Unearned Revenue	-	3.44	7.34	6.15	10.97
Long-Term Deferred Tax Liabilities	22.94	20.47	37.39	25.67	21.76
Other Long-Term Liabilities	1,456	1,371	1,280	1,170	909.74
Total Liabilities	37,262	34,603	39,292	34,746	32,217
Common Stock	1,900	1,600	1,600	1,600	1,600
Retained Earnings	544.6	745.03	526.93	403.45	242.72
Comprehensive Income & Other	-21.37	-31.48	-6.12	-11.03	-9.24
Shareholders' Equity	2,423	2,314	2,121	1,992	1,833
Total Liabilities & Equity	39,685	36,917	41,413	36,739	34,050
Total Debt	11,007	9,902	15,071	12,791	12,270
Net Cash (Debt)	-10,326	-9,333	-14,490	-11,986	-11,277
Net Cash Per Share	-29.71	-26.86	-41.70	-34.49	-32.45
Filing Date Shares Outstanding	347.5	347.5	347.5	347.5	347.5
Total Common Shares Outstanding	347.5	347.5	347.5	347.5	347.5
Book Value Per Share	6.97	6.66	6.10	5.73	5.28
Tangible Book Value	2,018	1,934	1,904	1,812	1,683
Tangible Book Value Per Share	5.81	5.56	5.48	5.21	4.84

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.