BVMF:BEES3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	205	169.58	157.81	177.01	255.03	351.38
Investment Securities	10,159	17,871	26,667	21,008	12,772	12,224
Trading Asset Securities	482.3	398.68	423.31	627.97	738.1	655.21
Total Investments	10,641	18,269	27,090	21,636	13,510	12,879
Gross Loans	25,778	16,214	12,128	13,065	18,645	15,793
Allowance for Loan Losses	-521.12	-473.61	-489.54	-371.67	-369.18	-304.94
Net Loans	25,257	15,740	11,638	12,694	18,276	15,488
Property, Plant & Equipment	221.39	163.97	163.74	152.3	158.71	162.86
Other Intangible Assets	407.38	379.92	216.67	180.26	150.07	133.14
Investments in Real Estate	-	-	-	-	-	0.41
Other Receivables	165.31	157.44	159.32	144.01	101.95	95.85
Restricted Cash	1,295	1,219	1,106	985.78	829.95	683.74
Other Current Assets	408.9	360.91	390.95	316.74	303.7	267.58
Long-Term Deferred Tax Assets	379.93	308.52	328.94	313.38	298.91	275.99
Other Long-Term Assets	150.7	148.07	160.72	140.15	154.49	182.74
Total Assets	39,132	36,917	41,413	36,739	34,050	30,531
Accrued Expenses	210.69	271.07	238.33	256.29	242.13	187.57
Interest Bearing Deposits	22,608	21,891	21,311	18,998	17,117	14,636
Non-Interest Bearing Deposits	1,021	983.98	1,323	1,423	1,518	1,290
Total Deposits	23,629	22,875	22,635	20,421	18,634	15,926
Short-Term Borrowings	9,868	9,265	14,645	12,456	12,036	11,495
Current Portion of Long-Term Debt	0.94	-	340.26	241.03	124.69	106.29
Current Portion of Leases	78.4	24.98	26.95	26.41	24.93	21.46
Current Income Taxes Payable	27.23	5.36	3.25	2.8	2.87	1.66
Other Current Liabilities	-	12	20.61	73.34	80.76	116.15
Long-Term Debt	1,244	559.35	1.26	3.64	13.91	62.7
Long-Term Leases	24.55	52.67	57.61	64.02	70.46	63.64
Long-Term Unearned Revenue	-	3.44	7.34	6.15	10.97	9.88
Long-Term Deferred Tax Liabilities	22.18	20.47	37.39	25.67	21.76	-
Other Long-Term Liabilities	1,579	1,514	1,280	1,170	909.74	819.5
Total Liabilities	36,684	34,603	39,292	34,746	32,217	28,846
Common Stock	1,900	1,600	1,600	1,600	1,600	1,295
Retained Earnings	564.46	745.03	526.93	403.45	242.72	425.31
Comprehensive Income & Other	-16.73	-31.48	-6.12	-11.03	-9.24	-35.28
Shareholders' Equity	2,448	2,314	2,121	1,992	1,833	1,685
Total Liabilities & Equity	39,132	36,917	41,413	36,739	34,050	30,531
Total Debt	11,216	9,902	15,071	12,791	12,270	11,749
Net Cash (Debt)	-10,529	-9,333	-14,490	-11,986	-11,277	-10,742
Net Cash Per Share	-30.30	-26.86	-41.70	-34.49	-32.45	-30.91
Filing Date Shares Outstanding	347.5	347.5	347.5	347.5	347.5	347.5
Total Common Shares Outstanding	347.5	347.5	347.5	347.5	347.5	347.5
Book Value Per Share	7.04	6.66	6.10	5.73	5.28	4.85
Tangible Book Value	2,040	1,934	1,904	1,812	1,683	1,552
Tangible Book Value Per Share	5.87	5.56	5.48	5.21	4.84	4.47

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.