Banco do Estado de Sergipe S.A. (BVMF:BGIP3)
Brazil · Delayed Price · Currency is BRL 51.74
+0.74 (1.45%)
Feb 10, 2026, 11:02 AM GMT-3
BVMF:BGIP3 Income Statement
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 1,220 | 816.09 | 742.04 | 624.92 | 558.53 | 528.76 |
Interest Income on Investments | 496.61 | 496.61 | 468.52 | 436.67 | 161.06 | 124.47 |
Total Interest Income | 1,717 | 1,313 | 1,211 | 1,062 | 719.59 | 653.23 |
Interest Paid on Deposits | 982.57 | 620.25 | 621.62 | 539.22 | 197.39 | 120.98 |
Interest Paid on Borrowings | 17.49 | 17.49 | 16.02 | 10.65 | 11.94 | 6.22 |
Total Interest Expense | 1,000 | 637.74 | 637.64 | 549.87 | 209.34 | 127.2 |
Net Interest Income | 716.91 | 674.96 | 572.92 | 511.72 | 510.25 | 526.04 |
Net Interest Income Growth (YoY) | -7.03% | 17.81% | 11.96% | 0.29% | -3.00% | 8.48% |
Gain (Loss) on Sale of Assets | -7.17 | -10.86 | -9.4 | -6.18 | -5.92 | -2.11 |
Gain (Loss) on Sale of Investments | 6.92 | -0.12 | 0.5 | -0.7 | -0.04 | -0.04 |
Other Non-Interest Income | 205.57 | 239.74 | 215.12 | 227.9 | 230.62 | 212.04 |
Total Non-Interest Income | 205.32 | 228.76 | 206.22 | 221.01 | 224.66 | 209.9 |
Non-Interest Income Growth (YoY) | 9.98% | 10.93% | -6.69% | -1.63% | 7.03% | 0.44% |
Revenues Before Loan Losses | 922.22 | 903.72 | 779.14 | 732.73 | 734.91 | 735.94 |
Provision for Loan Losses | 243.05 | 235.21 | 229.85 | 232.27 | 122 | 85.63 |
| 679.18 | 668.51 | 549.3 | 500.46 | 612.91 | 650.31 | |
Revenue Growth (YoY) | -13.97% | 21.70% | 9.76% | -18.35% | -5.75% | 10.97% |
Salaries and Employee Benefits | 290.85 | 291.07 | 256.25 | 244.02 | 228.37 | 273.17 |
Selling, General & Administrative | 286.4 | 276.07 | 281.71 | 286.24 | 267.79 | 232.99 |
Other Non-Interest Expense | -151.15 | -152.09 | -104.7 | -123.62 | -73.49 | -28.04 |
Total Non-Interest Expense | 430.55 | 415.06 | 433.25 | 406.64 | 422.66 | 478.11 |
EBT Excluding Unusual Items | 248.63 | 253.45 | 116.05 | 93.82 | 190.25 | 172.2 |
Legal Settlements | -68.08 | -63.64 | -98.27 | -40.73 | -50.33 | -86.37 |
Pretax Income | 180.55 | 189.82 | 17.78 | 53.09 | 139.92 | 85.83 |
Income Tax Expense | 48.07 | 40.67 | -19.61 | -15.75 | 52.6 | 24.96 |
Earnings From Continuing Operations | 132.48 | 149.15 | 37.38 | 68.84 | 87.32 | 60.87 |
Minority Interest in Earnings | 10.13 | -2.44 | 10.09 | 6.68 | -3.59 | -11.97 |
Net Income | 142.61 | 146.7 | 47.47 | 75.51 | 83.74 | 48.9 |
Net Income to Common | 142.61 | 146.7 | 47.47 | 75.51 | 83.74 | 48.9 |
Net Income Growth | -12.91% | 209.04% | -37.14% | -9.83% | 71.23% | -41.51% |
Basic Shares Outstanding | 22 | 20 | 18 | 15 | 15 | 15 |
Diluted Shares Outstanding | 22 | 20 | 18 | 15 | 15 | 15 |
Shares Change (YoY) | 14.35% | 9.72% | 16.41% | - | - | - |
EPS (Basic) | 6.55 | 7.51 | 2.67 | 4.94 | 5.48 | 3.20 |
EPS (Diluted) | 6.55 | 7.51 | 2.67 | 4.94 | 5.48 | 3.20 |
EPS Growth | -23.84% | 181.67% | -46.00% | -9.83% | 71.23% | -41.51% |
Effective Tax Rate | 26.62% | 21.43% | - | - | 37.59% | 29.08% |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.