Banco do Estado de Sergipe S.A. (BVMF:BGIP3)

BVMF:BGIP3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,439	1,008	667	313.23	727.49
Investment Securities	2,922	2,655	2,352	2,721	2,453
Trading Asset Securities	7.9	3.5	-	-	-
Total Investments	2,930	2,659	2,352	2,721	2,453
Gross Loans	4,277	3,725	3,254	3,066	2,543
Allowance for Loan Losses	-188.24	-160.53	-151.38	-126.86	-101.19
Net Loans	4,089	3,564	3,103	2,940	2,442
Property, Plant & Equipment	92.41	88.85	91.94	89.12	86.09
Other Intangible Assets	76.31	58.8	49.6	25.48	15.28
Accrued Interest Receivable	20.23	14.12	12.3	12.24	13.84
Other Receivables	928.49	840.26	720.79	644.29	562.75
Restricted Cash	968.18	639.65	613.12	407.52	365.1
Other Current Assets	118.82	55.98	82.79	98.77	33.38
Other Long-Term Assets	665.95	660.4	566.53	489.99	480.95
Total Assets	12,419	9,675	8,339	7,805	7,240
Accrued Expenses	34.78	27.61	51.75	17.46	35.05
Interest Bearing Deposits	8,572	6,277	5,356	4,940	4,436
Non-Interest Bearing Deposits	1,526	1,248	1,170	1,143	1,036
Total Deposits	10,098	7,525	6,526	6,083	5,472
Current Portion of Long-Term Debt	87.59	54.44	38.34	56.92	44.8
Current Income Taxes Payable	-	-	-	14.51	16.34
Other Current Liabilities	845.68	854.03	709.55	624.04	752.51
Long-Term Debt	347.52	324.75	217.46	217.91	201.87
Long-Term Unearned Revenue	-	-	-	9.83	10.35
Other Long-Term Liabilities	152.53	190.88	160.89	174.7	175.11
Total Liabilities	11,566	8,977	7,704	7,198	6,708
Common Stock	613	570	513	426	348
Retained Earnings	197.04	98.27	82.56	130.04	67.31
Comprehensive Income & Other	-	-	-	5.28	69.82
Total Common Equity	810.04	668.27	595.56	561.32	485.13
Minority Interest	43.07	29.34	39.43	46.11	45.93
Shareholders' Equity	853.11	697.62	634.99	607.43	531.06
Total Liabilities & Equity	12,419	9,675	8,339	7,805	7,240
Total Debt	435.1	379.18	255.8	274.83	246.68
Net Cash (Debt)	2,915	1,684	1,194	1,313	1,586
Net Cash Growth	73.08%	40.99%	-9.02%	-17.20%	-19.67%
Net Cash Per Share	149.31	94.65	78.15	85.89	103.74
Filing Date Shares Outstanding	19.52	17.79	15.29	15.29	15.29
Total Common Shares Outstanding	19.52	17.79	15.29	15.29	15.29
Book Value Per Share	41.49	37.56	38.96	36.72	31.74
Tangible Book Value	733.74	609.47	545.95	535.84	469.85
Tangible Book Value Per Share	37.58	34.25	35.72	35.06	30.74

Updated Feb 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.