Banco do Estado de Sergipe S.A. (BVMF:BGIP3)

BVMF:BGIP3 Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	142.61	146.7	47.47	75.51	83.74	48.9
Depreciation & Amortization	3.7	13.14	20.61	13.87	14.54	15.55
Other Amortization	24.52	10.63	-	3.77	4.41	4.93
Gain (Loss) on Sale of Assets	11.05	11.05	18.38	0.91	19.38	23.06
Gain (Loss) on Sale of Investments	0.24	-	-	-0.94	-1	2.16
Provision for Credit Losses	243.05	235.21	229.85	232.27	21.82	15.4
Change in Income Taxes	-10.69	-29.53	-22.36	-5.64	-	-
Change in Other Net Operating Assets	-1,287	-910.23	-337.71	-168.14	-1,116	-976.65
Other Operating Activities	-124.39	-36.85	-15.51	-49.93	10.98	57.65
Operating Cash Flow	-1,016	-579.19	-78.93	32.37	-967.67	-861.5
Capital Expenditures	-14.23	-21.02	-10.38	-17.23	-17.5	-14.16
Sale of Property, Plant and Equipment	0.19	0.1	0.04	0.39	1.01	0.51
Purchase / Sale of Intangibles	-41.51	-28.14	-16.23	-28.05	-14.61	-5.74
Other Investing Activities	-538.3	-538.3	-580.8	-49.33	-0.62	0.5
Investing Cash Flow	-593.85	-587.37	-607.36	-94.22	-31.72	-18.89
Long-Term Debt Issued	-	15.69	13.45	14.46	17.69	11.14
Long-Term Debt Repaid	-	-	-	-	-21.84	-16.43
Net Debt Issued (Repaid)	17.54	15.69	13.45	14.46	-4.15	-5.29
Issuance of Common Stock	102.4	43	57	-	-	-
Common Dividends Paid	-73.08	-47.94	-31.75	-36	-21	-2.74
Net Increase (Decrease) in Deposit Accounts	3,534	2,573	999.07	443.83	610.1	1,012
Other Financing Activities	-6.56	13.73	-10.09	-6.68	0.18	-9.33
Financing Cash Flow	3,574	2,597	1,028	415.62	585.13	994.26
Net Cash Flow	1,964	1,431	341.39	353.76	-414.26	113.88
Free Cash Flow	-1,031	-600.21	-89.3	15.13	-985.17	-875.66
Free Cash Flow Margin	-151.76%	-89.78%	-16.26%	3.02%	-160.74%	-134.65%
Free Cash Flow Per Share	-47.36	-30.74	-5.02	0.99	-64.45	-57.29

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.