Banco do Estado de Sergipe S.A. (BVMF:BGIP3)

BVMF:BGIP3 Statistics

Total Valuation

BVMF:BGIP3 has a market cap or net worth of BRL 931.53 million.

Market Cap	931.53M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 20, 2026.

Earnings Date	Feb 20, 2026
Ex-Dividend Date	Jan 22, 2026

Share Statistics

Current Share Class	10.77M
Shares Outstanding	n/a
Shares Change (YoY)	+14.35%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	1.72M

Valuation Ratios

The trailing PE ratio is 6.53.

PE Ratio	6.53
Forward PE	n/a
PS Ratio	1.37
PB Ratio	1.00
P/TBV Ratio	1.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.68%.

Return on Equity (ROE)	15.68%
Return on Assets (ROA)	1.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.32%
Revenue Per Employee	727,170
Profits Per Employee	152,686
Employee Count	934
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:BGIP3 has paid 48.07 million in taxes.

Income Tax	48.07M
Effective Tax Rate	26.62%

Stock Price Statistics

The stock price has increased by +96.15% in the last 52 weeks. The beta is 0.47, so BVMF:BGIP3's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+96.15%
50-Day Moving Average	37.23
200-Day Moving Average	28.97
Relative Strength Index (RSI)	73.37
Average Volume (20 Days)	320

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMF:BGIP3 had revenue of BRL 679.18 million and earned 142.61 million in profits. Earnings per share was 6.55.

Revenue	679.18M
Gross Profit	665.73M
Operating Income	248.63M
Pretax Income	180.55M
Net Income	142.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.55

Balance Sheet

The company has 3.71 billion in cash and 535.50 million in debt, with a net cash position of 3.17 billion.

Cash & Cash Equivalents	3.71B
Total Debt	535.50M
Net Cash	3.17B
Net Cash Per Share	n/a
Equity (Book Value)	936.14M
Book Value Per Share	41.02
Working Capital	-6.54B

Cash Flow

In the last 12 months, operating cash flow was -1.02 billion and capital expenditures -14.23 million, giving a free cash flow of -1.03 billion.

Operating Cash Flow	-1.02B
Capital Expenditures	-14.23M
Free Cash Flow	-1.03B
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.61%
Pretax Margin	26.58%
Profit Margin	21.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.05, which amounts to a dividend yield of 4.01%.

Dividend Per Share	2.05
Dividend Yield	4.01%
Dividend Growth (YoY)	-37.61%
Years of Dividend Growth	1
Payout Ratio	51.25%
Buyback Yield	-14.35%
Shareholder Yield	-10.34%
Earnings Yield	15.31%
FCF Yield	-110.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 10, 2014. It was a forward split with a ratio of 1.45.

Last Split Date	Sep 10, 2014
Split Type	Forward
Split Ratio	1.45

Scores

Altman Z-Score	n/a
Piotroski F-Score	2