BVMF:BILB34 Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	675,685	738,263	348,814	257,326	188,934	221,286
Market Cap Growth	62.94%	111.65%	35.55%	36.20%	-14.62%	30.06%
Last Close Price	118.43	130.13	57.61	39.65	26.99	-
PE Ratio	10.33	11.29	5.64	6.25	5.53	8.13
PS Ratio	3.30	3.61	1.73	1.77	1.46	1.88
PB Ratio	1.69	1.85	0.91	0.87	0.66	0.72
P/FCF Ratio	7.39	8.07	-	-	1.53	-
P/OCF Ratio	6.98	7.63	-	-	1.41	-
Debt / Equity Ratio	2.47	2.47	2.35	2.58	2.22	2.18
Debt / FCF Ratio	10.80	10.80	-	-	5.11	-
Net Debt / Equity Ratio	0.07	0.07	0.09	-0.37	-0.36	-0.71
Net Debt / FCF Ratio	0.30	0.30	-0.28	11.04	-0.84	21.00
Return on Equity (ROE)	18.27%	18.27%	18.35%	15.91%	13.62%	10.81%
Return on Assets (ROA)	1.36%	1.36%	1.37%	1.13%	0.98%	0.76%
Earnings Yield	9.68%	9.21%	18.46%	16.71%	19.01%	13.32%
FCF Yield	13.53%	12.39%	-35.59%	-3.86%	65.51%	-4.69%
Dividend Yield	2.95%	4.57%	7.78%	7.44%	9.00%	-
Payout Ratio	39.92%	39.92%	38.92%	35.02%	34.37%	19.90%
Buyback Yield / Dilution	0.36%	0.36%	3.11%	3.80%	3.31%	31.33%
Total Shareholder Return	3.31%	4.94%	10.89%	11.24%	12.31%	31.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.