Banco Mercantil de Investimentos S.A. (BVMF:BMIN3)

BVMF:BMIN3 Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	34.59	1.29	10.65	16.15	7.28	2.7
Interest Income on Investments	28.46	38.18	24.74	25.3	11.25	8.52
Total Interest Income	63.06	39.47	35.39	41.45	18.53	11.21
Interest Paid on Deposits	53.12	21.48	14.3	19.54	5.96	2.12
Net Interest Income	9.94	17.99	21.1	21.91	12.58	9.09
Net Interest Income Growth (YoY)	-47.55%	-14.75%	-3.69%	74.20%	38.40%	-8.65%
Gain (Loss) on Sale of Equity Investments	-0.08	-0.11	0.02	0.07	-0.1	-
Other Non-Interest Income	2.31	3.56	4.03	2.63	4.68	3.49
Total Non-Interest Income	2.22	3.45	4.05	2.71	4.58	3.49
Non-Interest Income Growth (YoY)	-43.76%	-14.63%	49.46%	-40.86%	31.22%	9.72%
Revenues Before Loan Losses	12.16	21.44	25.14	24.61	17.15	12.58
Provision for Loan Losses	0.7	0.01	-0.04	-0.23	0.07	-0.02
Revenue	11.46	21.43	25.18	24.84	17.08	12.59
Revenue Growth (YoY)	-49.91%	-14.91%	1.37%	45.44%	35.66%	-5.40%
Salaries and Employee Benefits	8.47	7.9	7.89	6.13	5.64	5.15
Selling, General & Administrative	2.37	2.35	4.31	6.33	2.9	2.83
Other Non-Interest Expense	-15.22	-0.79	1.31	0.71	0.48	0.06
Total Non-Interest Expense	-4.39	9.46	13.52	13.17	9.01	8.04
EBT Excluding Unusual Items	15.85	11.97	11.66	11.67	8.07	4.55
Legal Settlements	-0.08	-0.27	0.39	1.2	-2.21	-0.04
Other Unusual Items	-	-	-	-	-	-0.51
Pretax Income	15.77	11.7	12.05	12.87	5.85	4.01
Income Tax Expense	7.72	4.51	4.78	3.11	2.48	1.56
Net Income	8.05	7.19	7.27	9.76	3.38	2.45
Net Income to Common	8.05	7.19	7.27	9.76	3.38	2.45
Net Income Growth	-2.32%	-1.09%	-25.55%	189.07%	37.57%	10.19%
Basic Shares Outstanding	-	5	5	5	5	5
Diluted Shares Outstanding	-	5	5	5	5	5
EPS (Basic)	-	1.49	1.51	2.02	0.70	0.51
EPS (Diluted)	-	1.49	1.51	2.02	0.70	0.51
EPS Growth	-	-1.09%	-25.55%	189.07%	37.57%	10.19%
Dividend Per Share	-	-	1.331	1.351	1.190	1.190
Dividend Growth	-	-	-1.52%	13.54%	-	-
Effective Tax Rate	48.95%	38.58%	39.69%	24.16%	42.33%	38.79%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.