Bank of America Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	30,509	26,973	26,515	27,528	31,978
Depreciation & Amortization	2,314	2,189	2,057	1,978	1,898
Gain (Loss) on Sale of Investments	-839	-301	8	2,040	5,815
Provision for Credit Losses	5,675	5,821	4,394	2,543	-4,594
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	641	6,705	-8,951
Change in Other Net Operating Assets	-33,081	-53,315	2,728	-51,944	-39,920
Other Operating Activities	4,034	6,395	5,697	1,961	3,813
Operating Cash Flow	12,613	-8,805	44,982	-6,327	-7,193
Investment in Securities	301	-46,482	-5,325	83,988	-310,343
Net Decrease (Increase) in Loans Originated / Sold - Investing	-95,271	-48,481	-11,754	-65,051	-52,807
Other Investing Activities	-50,187	4,270	-18,308	-21,466	49,859
Investing Cash Flow	-145,157	-90,693	-35,387	-2,529	-313,291
Short-Term Debt Issued	21,635	60,445	93,414	6,485	26,438
Long-Term Debt Issued	99,867	56,683	65,396	65,910	76,675
Total Debt Issued	121,502	117,128	158,810	72,395	103,113
Long-Term Debt Repaid	-76,031	-70,411	-44,571	-34,055	-46,826
Total Debt Repaid	-76,031	-70,411	-44,571	-34,055	-46,826
Net Debt Issued (Repaid)	45,471	46,717	114,239	38,340	56,287
Repurchase of Common Stock	-21,433	-13,104	-4,576	-5,073	-25,126
Preferred Stock Issued	5,493	-	-	4,426	2,169
Preferred Share Repurchases	-2,669	-5,254	-	-654	-1,971
Total Dividends Paid	-9,563	-9,503	-9,087	-8,576	-8,055
Net Increase (Decrease) in Deposit Accounts	53,262	41,640	-6,514	-134,190	268,966
Other Financing Activities	-613	-127	-717	-312	-620
Financing Cash Flow	69,948	60,369	93,345	-106,039	291,650
Foreign Exchange Rate Adjustments	4,327	-3,830	-70	-3,123	-3,408
Net Cash Flow	-58,269	-42,959	102,870	-118,018	-32,242
Cash Interest Paid	79,065	89,687	69,604	18,526	4,506
Cash Income Tax Paid	3,930	3,822	3,405	2,288	2,760

Source: S&P Global Market Intelligence. Banks template. Financial Sources.