Banco BTG Pactual Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	42,727	39,892	31,498	32,737	28,967	15,756
Interest Income on Investments	65,951	59,604	36,571	38,911	42,439	12,637
Total Interest Income	108,678	99,496	68,069	71,648	71,406	28,393
Interest Paid on Deposits	57,701	50,795	33,957	37,162	35,153	11,839
Interest Paid on Borrowings	12,353	13,877	8,406	11,160	14,848	6,449
Total Interest Expense	70,053	64,672	42,363	48,322	50,001	18,288
Net Interest Income	38,625	34,824	25,706	23,325	21,405	10,104
Net Interest Income Growth	30.82%	35.47%	10.21%	8.97%	111.84%	250.74%
Gain (Loss) on Sale of Investments	-587.91	-462.48	-	-	-	-
Other Non-Interest Income	13,953	13,007	11,869	10,208	9,601	7,584
Total Non-Interest Income	13,365	12,544	11,869	10,208	9,601	7,584
Non-Interest Income Growth	15.87%	5.69%	16.27%	6.32%	26.59%	7.19%
Revenues Before Loan Losses	51,990	47,368	37,576	33,533	31,006	17,688
Provision for Loan Losses	6,258	5,582	2,844	2,410	4,367	826.27
Revenue	45,732	41,786	34,731	31,123	26,639	16,862
Revenue Growth	22.28%	20.31%	11.59%	16.83%	57.98%	75.82%
Salaries and Employee Benefits	8,127	7,651	5,933	5,272	4,997	3,947
Selling, General & Administrative	12,053	11,394	11,306	9,951	8,830	5,401
Other Non-Interest Expense	3,170	3,560	3,274	4,632	3,654	1,479
Total Non-Interest Expense	22,348	21,382	19,116	18,836	16,487	8,238
EBT Excluding Unusual Items	23,384	20,404	15,615	12,287	10,152	8,624
Legal Settlements	-977.81	-868	-1,010	-369.9	-330.32	-107.56
Pretax Income	22,406	19,536	14,605	11,917	9,822	8,291
Income Tax Expense	3,356	2,775	2,324	1,591	1,581	1,858
Earnings From Continuing Operations	19,051	16,760	12,281	10,326	8,240	6,433
Minority Interest in Earnings	-851.14	-813.26	-491.93	-401.64	-398.47	-90.63
Net Income	18,199	15,947	11,789	9,925	7,842	6,342
Net Income to Common	18,199	15,947	11,789	9,925	7,842	6,342
Net Income Growth	35.70%	35.27%	18.79%	26.56%	23.65%	59.50%
Basic Shares Outstanding	4,770	4,743	4,743	4,745	4,759	4,759
Diluted Shares Outstanding	4,860	4,743	4,743	4,745	4,759	4,759
Shares Change	-39.94%	-	-0.04%	-0.30%	-	6.19%
EPS (Basic)	3.82	3.36	2.49	2.09	1.65	1.33
EPS (Diluted)	3.74	3.36	2.49	2.09	1.65	1.33
EPS Growth	125.95%	35.27%	18.84%	26.94%	23.65%	50.20%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.348	0.348	0.810	0.781	-	-
Dividend Growth	-56.99%	-56.99%	3.77%	-	-	-
Effective Tax Rate	14.98%	14.21%	15.91%	13.35%	16.10%	22.41%