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Banco do Estado do Rio Grande do Sul S.A. (BVMF:BRSR6)
Brazil flag Brazil · Delayed Price · Currency is BRL
14.03
-0.14 (-0.99%)
Jul 24, 2026, 5:05 PM GMT-3

BVMF:BRSR6 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,4447,4556,7206,0545,7325,974
Revenue Growth
0.11%10.94%11.00%5.61%-4.05%-3.95%
Net Income
1,6941,714727.251,011841.821,084
Earnings Per Share
4.144.191.782.482.062.65
EPS Growth
115.73%135.67%-28.18%20.29%-22.36%49.04%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
Banking
6,2506,249
Insurance
373.08336.41
Consortium
216.57191.02
Other
130.08101.44
Intersegment Transactions
-7.12-9.99
Unallocated GAAP Adjustments
208.52-406.12
Total
7,1716,462

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,1197,1598,96316,66813,48616,769
Total Debt
33,39833,53330,12021,86018,35318,241
Net Cash (Debt)
-27,280-26,374-21,157-5,192-4,867-1,472
Net Cash Growth
------
Net Cash Per Share
-66.70-64.49-51.73-12.71-11.90-3.60

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-63.72,7335,09086.83-2,5261,825
Capital Expenditures
-241.87-238.66-176.13-155.42-94.65-87.76
Free Cash Flow
-305.582,4954,914-68.6-2,6211,737
Free Cash Flow Growth
--49.24%----27.61%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.75%22.99%10.82%16.71%14.69%18.15%
FCF Margin
-4.11%33.46%73.13%-1.13%-45.72%29.07%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5871.5870.8991.064-0.935
Dividend Per Share Growth
51.10%76.53%-15.51%--75.44%
Dividend Yield
11.31%10.76%10.12%9.87%-13.80%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.393.826.155.494.974.07
Forward PE
4.565.204.155.254.044.15
P/FCF Ratio
-2.630.91--2.54
PS Ratio
0.880.880.670.920.730.74