Banco do Estado do Rio Grande do Sul S.A. (BVMF:BRSR6)
Brazil flag Brazil · Delayed Price · Currency is BRL
13.29
-0.03 (-0.23%)
Aug 14, 2026, 5:05 PM GMT-3

BVMF:BRSR6 Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,3357,4556,7206,0545,7325,974
Revenue Growth
4.02%10.94%11.00%5.61%-4.05%-3.95%
Net Income
1,6421,714727.251,011841.821,084
Earnings Per Share
4.014.191.782.482.062.65
EPS Growth
76.81%135.67%-28.18%20.29%-22.36%49.04%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024
Period EndingJun '26 Dec '25 Dec '24
Banking
6,1126,2506,249
Other
132.86130.08101.44
Consortium
231.82216.57191.02
Insurance
387.41373.08336.41
Unallocated GAAP Adjustments
199.28208.52-406.12
Intersegment Transactions
-2.03-7.12-9.99
Total
7,0627,1716,462

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,9637,1598,96316,66813,48616,769
Total Debt
36,43533,53330,12021,86018,35318,241
Net Cash (Debt)
-29,472-26,374-21,157-5,192-4,867-1,472
Net Cash Growth
------
Net Cash Per Share
-72.06-64.49-51.73-12.71-11.90-3.60

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,0792,7335,09086.83-2,5261,825
Capital Expenditures
-216.32-238.66-176.13-155.42-94.65-87.76
Free Cash Flow
1,8632,4954,914-68.6-2,6211,737
Free Cash Flow Growth
-58.85%-49.24%----27.61%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.38%22.99%10.82%16.71%14.69%18.15%
FCF Margin
25.40%33.46%73.13%-1.13%-45.72%29.07%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5871.5870.8991.064-0.935
Dividend Per Share Growth
51.10%76.53%-15.51%--75.44%
Dividend Yield
11.91%10.76%10.12%9.87%-13.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.313.826.155.494.974.07
Forward PE
4.335.204.155.254.044.15
P/FCF Ratio
3.332.630.91--2.54
PS Ratio
0.850.880.670.920.730.74