Banco do Estado do Rio Grande do Sul S.A. (BVMF: BRSR6)

BRSR6 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,938	1,146	1,579	1,547	1,274	1,161
Investment Securities	53,213	40,385	33,980	35,744	33,418	22,573
Trading Asset Securities	5,744	9,377	8,960	9,460	7,500	6,048
Mortgage-Backed Securities	1.71	1.91	-	2.84	-	-
Total Investments	58,958	49,764	42,941	45,206	40,918	28,621
Gross Loans	54,717	53,759	49,275	41,158	34,881	33,011
Allowance for Loan Losses	-2,607	-2,200	-2,258	-2,554	-2,598	-2,513
Net Loans	52,110	51,558	47,018	38,604	32,283	30,498
Property, Plant & Equipment	645.24	839.58	797.36	767.14	439.69	253.13
Other Intangible Assets	551.02	621.25	663.7	741.15	805.73	1,030
Accrued Interest Receivable	141.23	104.39	89.12	102.86	108.09	113.74
Other Receivables	534.59	387.3	339.18	238.84	-0.06	-161.55
Restricted Cash	10,740	11,320	10,799	9,739	7,751	12,186
Other Current Assets	6,019	4,374	4,214	2,812	3,099	3,384
Long-Term Deferred Tax Assets	3,483	3,442	3,428	2,989	3,071	2,711
Other Long-Term Assets	225.12	1,056	804.47	1,827	939.19	678.45
Total Assets	137,345	125,667	113,660	105,769	91,823	81,550
Accrued Expenses	312.88	377.7	403.45	260.56	300.7	314.75
Interest Bearing Deposits	81,187	65,895	62,828	59,602	58,157	50,411
Non-Interest Bearing Deposits	3,880	5,236	4,788	4,676	4,289	3,229
Total Deposits	85,067	71,131	67,616	64,277	62,447	53,640
Short-Term Borrowings	18,364	16,791	13,091	10,858	4,362	3,391
Current Portion of Long-Term Debt	2,146	1,776	1,098	4,151	637.31	1,331
Current Portion of Leases	-	81	96.58	92.6	-	-
Current Income Taxes Payable	533.96	262.73	240.24	207.52	154.14	174.19
Other Current Liabilities	13,106	17,561	12,774	9,196	7,034	7,767
Long-Term Debt	3,255	3,079	3,902	2,954	4,241	3,231
Long-Term Leases	-	133.75	164.92	184.37	-	-
Long-Term Unearned Revenue	121.46	126.99	139.38	152.4	165.06	178.19
Pension & Post-Retirement Benefits	634	776.63	657.11	913.09	1,139	952.33
Long-Term Deferred Tax Liabilities	261.76	412.58	567.66	401.3	407.43	304.48
Other Long-Term Liabilities	3,444	3,292	3,389	3,031	2,589	2,472
Total Liabilities	127,246	115,801	104,139	96,680	83,477	73,755
Common Stock	8,000	5,200	5,200	5,200	5,200	5,200
Retained Earnings	2,298	4,957	4,376	3,888	3,411	2,873
Comprehensive Income & Other	-202.32	-298.41	-61.65	-2.21	-267.19	-280.48
Total Common Equity	10,096	9,859	9,514	9,086	8,344	7,792
Minority Interest	3.43	6.8	6.23	2.37	2.15	2
Shareholders' Equity	10,099	9,866	9,520	9,089	8,346	7,794
Total Liabilities & Equity	137,345	125,667	113,660	105,769	91,823	81,550
Total Debt	23,765	21,860	18,353	18,241	9,241	7,953
Net Cash (Debt)	-12,772	-5,192	-4,867	-1,472	5,564	269.54
Net Cash Growth	-	-	-	-	1964.25%	-61.45%
Net Cash Per Share	-31.26	-12.71	-11.90	-3.60	13.60	0.66
Filing Date Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Total Common Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Book Value Per Share	24.69	24.11	23.26	22.22	20.40	19.05
Tangible Book Value	9,545	9,238	8,850	8,345	7,538	6,762
Tangible Book Value Per Share	23.34	22.59	21.64	20.40	18.43	16.53

Source: S&P Capital IQ. Banks template. Financial Sources.