BRB - Banco de Brasília S.A. (BVMF:BSLI3)

BRB - Banco de Brasília Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	10,345	8,337	7,357	4,114	3,101	2,650
Interest Income on Investments	260.72	-	-	1,411	358.46	169.81
Total Interest Income	10,605	8,337	7,357	5,524	3,460	2,819
Interest Paid on Deposits	5,271	4,912	4,130	3,230	964.66	411.13
Interest Paid on Borrowings	1,134	-	-	39.88	39.27	4.3
Total Interest Expense	6,405	4,912	4,130	3,270	1,004	415.42
Net Interest Income	4,200	3,425	3,227	2,255	2,456	2,404
Net Interest Income Growth (YoY)	31.06%	6.12%	43.12%	-8.18%	2.16%	15.03%
Gain (Loss) on Sale of Assets	-24.32	-37.97	-35.98	123.82	675.08	1.59
Gain (Loss) on Sale of Investments	4.32	4.32	3.44	-	-	-
Other Non-Interest Income	56.79	93.45	327.22	278.46	621.84	540.69
Total Non-Interest Income	36.79	59.8	294.69	402.28	1,297	542.28
Non-Interest Income Growth (YoY)	-84.57%	-79.71%	-26.75%	-68.98%	139.16%	28.53%
Revenues Before Loan Losses	4,237	3,485	3,522	2,657	3,753	2,946
Provision for Loan Losses	0.28	246.34	679.59	438.83	672.86	232.48
Revenue	4,237	3,238	2,842	2,218	3,080	2,714
Revenue Growth (YoY)	77.34%	13.93%	28.13%	-27.97%	13.49%	14.53%
Salaries and Employee Benefits	1,529	1,397	1,366	1,073	1,165	1,011
Occupancy Expenses	185.94	185.94	191.05	-	-	-
Selling, General & Administrative	952.09	930.46	783.41	805.15	706.23	554.34
Other Non-Interest Expense	341.02	315.07	254.33	227.2	432.84	410.46
Total Non-Interest Expense	3,020	2,828	2,595	1,951	2,301	1,979
EBT Excluding Unusual Items	1,217	410	247.47	267.78	778.68	735.08
Legal Settlements	2.76	-	-	4.89	2.09	6.24
Other Unusual Items	-	-	-	-4.33	-	0.56
Pretax Income	1,219	410	247.47	268.34	780.77	731.97
Income Tax Expense	405.64	98.98	9.27	-37.95	127.11	245.31
Earnings From Continuing Operations	813.63	311.02	238.2	306.29	653.66	486.65
Earnings From Discontinued Operations	-	-	-2.03	-	-	-
Minority Interest in Earnings	0	0	0	-	-60.7	-37.06
Net Income	813.64	311.02	236.18	306.29	592.96	449.6
Net Income to Common	813.64	311.02	236.18	306.29	592.96	449.6
Net Income Growth	377.31%	31.69%	-22.89%	-48.35%	31.89%	7.34%
Basic Shares Outstanding	433	372	363	363	358	359
Diluted Shares Outstanding	434	372	363	363	358	359
Shares Change (YoY)	19.50%	2.43%	0.11%	1.35%	-0.34%	-1.00%
EPS (Basic)	1.88	0.84	0.65	0.84	1.66	1.25
EPS (Diluted)	1.88	0.84	0.65	0.84	1.66	1.25
EPS Growth	299.43%	28.56%	-22.97%	-49.04%	32.33%	8.43%
Dividend Per Share	0.090	-	-	-	-	-
Effective Tax Rate	33.27%	24.14%	3.74%	-	16.28%	33.51%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.