BRB - Banco de Brasília S.A. (BVMF:BSLI3)

BRB - Banco de Brasília Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	8,337	7,357	4,114	3,101	2,650
Interest Income on Investments	-	-	1,411	358.46	169.81
Total Interest Income	8,337	7,357	5,524	3,460	2,819
Interest Paid on Deposits	4,912	4,130	3,230	964.66	411.13
Interest Paid on Borrowings	-	-	39.88	39.27	4.3
Total Interest Expense	4,912	4,130	3,270	1,004	415.42
Net Interest Income	3,425	3,227	2,255	2,456	2,404
Net Interest Income Growth (YoY)	6.12%	43.12%	-8.18%	2.16%	15.03%
Gain (Loss) on Sale of Assets	-37.97	-35.98	123.82	675.08	1.59
Gain (Loss) on Sale of Investments	4.32	3.44	-	-	-
Other Non-Interest Income	93.45	327.22	278.46	621.84	540.69
Total Non-Interest Income	59.8	294.69	402.28	1,297	542.28
Non-Interest Income Growth (YoY)	-79.71%	-26.75%	-68.98%	139.16%	28.53%
Revenues Before Loan Losses	3,485	3,522	2,657	3,753	2,946
Provision for Loan Losses	246.34	679.59	438.83	672.86	232.48
Revenue	3,238	2,842	2,218	3,080	2,714
Revenue Growth (YoY)	13.93%	28.13%	-27.97%	13.49%	14.53%
Salaries and Employee Benefits	1,397	1,366	1,073	1,165	1,011
Occupancy Expenses	185.94	191.05	-	-	-
Selling, General & Administrative	930.46	783.41	805.15	706.23	554.34
Other Non-Interest Expense	315.07	254.33	227.2	432.84	410.46
Total Non-Interest Expense	2,828	2,595	1,951	2,301	1,979
EBT Excluding Unusual Items	410	247.47	267.78	778.68	735.08
Legal Settlements	-	-	4.89	2.09	6.24
Other Unusual Items	-	-	-4.33	-	0.56
Pretax Income	410	247.47	268.34	780.77	731.97
Income Tax Expense	98.98	9.27	-37.95	127.11	245.31
Earnings From Continuing Operations	311.02	238.2	306.29	653.66	486.65
Earnings From Discontinued Operations	-	-2.03	-	-	-
Minority Interest in Earnings	0	0	-	-60.7	-37.06
Net Income	311.02	236.18	306.29	592.96	449.6
Net Income to Common	311.02	236.18	306.29	592.96	449.6
Net Income Growth	31.69%	-22.89%	-48.35%	31.89%	7.34%
Basic Shares Outstanding	372	363	363	358	359
Diluted Shares Outstanding	372	363	363	358	359
Shares Change (YoY)	2.43%	0.11%	1.35%	-0.34%	-1.00%
EPS (Basic)	0.84	0.65	0.84	1.66	1.25
EPS (Diluted)	0.84	0.65	0.84	1.66	1.25
EPS Growth	28.56%	-22.97%	-49.04%	32.33%	8.43%
Effective Tax Rate	24.14%	3.74%	-	16.28%	33.51%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.