Chubb Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	53,014	49,846	45,712	40,360	36,292
Total Interest & Dividend Income	6,947	5,946	4,958	3,783	3,540
Gain (Loss) on Sale of Investments	772	304	-523	-1,394	620
Other Revenue	-551	-120	-364	-49	77
Total Revenue	60,182	55,976	49,783	42,700	40,529
Revenue Growth (YoY)	7.51%	12.44%	16.59%	5.36%	10.93%
Policy Benefits	32,147	30,736	27,728	24,886	22,770
Policy Acquisition & Underwriting Costs	9,847	9,102	8,259	7,339	6,758
Amortization of Goodwill & Intangibles	301	323	310	285	287
Selling, General & Administrative	4,504	4,380	4,007	3,395	3,135
Other Operating Expenses	-30	-56	31	90	68
Total Operating Expenses	46,769	44,485	40,335	35,995	33,018
Operating Income	13,413	11,491	9,448	6,705	7,511
Interest Expense	-764	-741	-672	-570	-492
Earnings From Equity Investments	474	967	867	1	2,435
Currency Exchange Gain (Loss)	-	-223	-183	397	340
EBT Excluding Unusual Items	13,123	11,494	9,460	6,533	9,794
Merger & Restructuring Charges	-79	-39	-69	-48	-
Other Unusual Items	-	-	135	-	-
Pretax Income	13,044	11,455	9,526	6,485	9,794
Income Tax Expense	2,422	1,815	511	1,239	1,269
Earnings From Continuing Ops.	10,622	9,640	9,015	5,246	8,525
Minority Interest in Earnings	-312	-368	13	-	-
Net Income	10,310	9,272	9,028	5,246	8,525
Net Income to Common	10,310	9,272	9,028	5,246	8,525
Net Income Growth	11.20%	2.70%	72.09%	-38.46%	141.30%
Shares Outstanding (Basic)	398	404	411	420	440
Shares Outstanding (Diluted)	402	408	414	424	443
Shares Change (YoY)	-1.71%	-1.38%	-2.20%	-4.44%	-2.26%
EPS (Basic)	25.93	22.94	21.97	12.50	19.38
EPS (Diluted)	24.79	22.70	21.80	12.39	19.24
EPS Growth	9.21%	4.13%	75.95%	-35.60%	146.98%
Dividend Per Share	3.820	3.590	3.410	3.290	3.180
Dividend Growth	6.41%	5.28%	3.65%	3.46%	2.91%
Operating Margin	22.29%	20.53%	18.98%	15.70%	18.53%
Profit Margin	17.13%	16.56%	18.14%	12.29%	21.03%
EBITDA	13,712	11,814	9,758	6,990	7,798
EBITDA Margin	22.78%	21.11%	19.60%	16.37%	19.24%
D&A For EBITDA	298.67	323	310	285	287
EBIT	13,413	11,491	9,448	6,705	7,511
EBIT Margin	22.29%	20.53%	18.98%	15.70%	18.53%
Effective Tax Rate	18.57%	15.85%	5.36%	19.11%	12.96%
Revenue as Reported	-	55,753	49,735	43,097	40,869

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.