Citizens Financial Group, Inc. (BVMF:C1FG34)

Citizens Financial Group Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	119,774	119,276	74,971	102,504	112,203	79,311
Market Cap Growth	10.75%	59.10%	-26.86%	-8.64%	41.47%	11.77%
Last Close Price	275.00	264.87	150.54	189.17	235.21	156.95
PE Ratio	14.35	14.06	10.36	9.89	9.13	16.08
PS Ratio	3.02	2.71	2.05	2.57	2.85	2.89
PB Ratio	0.87	0.80	0.64	0.82	0.86	0.67
P/FCF Ratio	8.26	10.26	5.54	4.86	9.36	-
P/OCF Ratio	7.88	9.64	5.22	4.71	8.85	137.59
Debt / Equity Ratio	0.44	0.60	0.68	0.80	0.34	0.38
Debt / FCF Ratio	4.19	7.76	5.92	4.72	3.72	-
Return on Equity (ROE)	6.71%	6.21%	6.70%	8.80%	10.06%	4.71%
Return on Assets (ROA)	0.77%	0.69%	0.72%	1.00%	1.25%	0.61%
Earnings Yield	6.97%	7.83%	10.41%	10.69%	11.52%	6.92%
FCF Yield	12.11%	9.74%	18.05%	20.59%	10.68%	-0.05%
Dividend Yield	2.33%	3.92%	5.42%	4.53%	3.69%	5.16%
Payout Ratio	33.87%	59.84%	57.71%	43.03%	33.77%	72.85%
Buyback Yield / Dilution	4.28%	4.86%	0.23%	-11.78%	0.17%	5.11%
Total Shareholder Return	6.61%	8.79%	5.65%	-7.26%	3.86%	10.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.