Citizens Financial Group, Inc. (BVMF:C1FG34)

Citizens Financial Group Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	128,074	133,218	102,433	82,130	102,980	105,981
Market Cap Growth	16.51%	30.05%	24.72%	-20.25%	-2.83%	30.56%
Enterprise Value	-	204,072	179,551	164,386	198,095	153,515
PE Ratio	13.78	15.13	14.44	10.59	9.60	9.16
Forward PE	11.08	12.31	12.37	9.99	7.57	11.38
PEG Ratio	-	0.48	1.51	-	1.51	0.49
PS Ratio	3.04	3.28	2.71	2.05	2.57	2.83
PB Ratio	0.88	0.95	0.79	0.63	0.82	0.85
P/TBV Ratio	5.78	0.97	0.82	0.65	0.79	0.86
P/FCF Ratio	11.42	12.31	10.26	5.54	4.85	9.27
P/OCF Ratio	10.52	11.34	9.63	5.22	4.71	8.77
EV/Sales Ratio	-	5.03	4.74	4.10	4.94	4.09
EV/EBITDA Ratio	-	80.35	67.86	64.72	65.99	46.23
EV/FCF Ratio	-	18.85	17.98	11.09	9.34	13.43
Debt / Equity Ratio	0.43	0.43	0.51	0.55	0.67	0.30
Debt / EBITDA Ratio	23.48	23.48	24.90	28.17	28.12	11.09
Debt / FCF Ratio	5.51	5.51	6.60	4.83	3.98	3.22
Net Debt / Equity Ratio	0.43	0.43	0.51	0.55	0.67	0.30
Net Debt / EBITDA Ratio	23.48	23.48	24.90	28.17	28.12	11.09
Net Debt / FCF Ratio	5.51	5.51	6.60	4.83	3.98	3.22
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.04
Return on Equity (ROE)	7.24%	7.24%	6.21%	6.70%	8.80%	10.06%
Earnings Yield	7.26%	6.61%	6.92%	9.44%	10.41%	10.92%
FCF Yield	8.76%	8.12%	9.75%	18.04%	20.60%	10.78%
Dividend Yield	1.84%	2.98%	3.90%	5.13%	4.16%	3.33%
Payout Ratio	48.50%	44.73%	56.05%	54.19%	39.74%	30.37%
Buyback Yield / Dilution	2.39%	2.39%	5.45%	5.86%	0.79%	1.48%
Total Shareholder Return	4.23%	5.38%	9.35%	10.99%	4.95%	4.81%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.