Grupo Cibest Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	24,074,711	19,617,016	20,710,453	19,169,366	14,718,423	15,507,170	Upgrade
Investment Securities	45,182,105	22,615,323	24,279,145	22,545,778	17,681,908	16,740,778	Upgrade
Trading Asset Securities	4,042,125	26,545,021	18,485,849	16,144,948	17,575,716	18,441,359	Upgrade
Total Investments	49,224,230	49,160,344	42,764,994	38,690,726	35,257,624	35,182,137	Upgrade
Gross Loans	283,981,026	296,204,612	273,190,013	287,158,277	230,239,906	200,060,260	Upgrade
Allowance for Loan Losses	-14,370,189	-16,179,738	-16,223,103	-15,479,640	-15,864,482	-16,616,043	Upgrade
Other Adjustments to Gross Loans	-	-16,750,704	-19,238,366	-17,234,538	-9,916,423	-8,650,530	Upgrade
Net Loans	269,610,837	263,274,170	237,728,544	254,444,099	204,459,001	174,793,687	Upgrade
Property, Plant & Equipment	7,089,739	7,663,270	8,156,579	8,554,174	6,796,517	5,963,319	Upgrade
Goodwill	-	9,017,419	7,818,125	9,836,661	8,143,146	7,011,715	Upgrade
Other Intangible Assets	8,772,703	750,484	671,572	602,531	485,626	495,606	Upgrade
Investments in Real Estate	6,027,496	5,580,109	4,709,911	3,994,058	3,132,220	2,839,350	Upgrade
Other Receivables	2,138,254	1,986,036	2,201,744	2,315,255	1,889,955	440,958	Upgrade
Restricted Cash	-	8,035,059	12,330,841	9,602,209	9,817,664	7,871,879	Upgrade
Other Current Assets	1,761,501	5,366,653	4,157,891	3,604,241	3,585,875	3,111,963	Upgrade
Long-Term Deferred Tax Assets	606,607	763,757	685,612	764,594	746,375	675,295	Upgrade
Other Long-Term Assets	5,325,580	1,001,065	992,543	1,236,819	822,622	1,675,426	Upgrade
Total Assets	374,631,658	372,215,382	342,928,809	352,814,733	289,855,048	255,568,505	Upgrade
Accounts Payable	-	5,387,963	6,399,747	2,333,289	1,435,569	1,119,734	Upgrade
Accrued Expenses	-	1,105,044	1,131,650	1,000,131	878,471	323,443	Upgrade
Interest Bearing Deposits	282,142,045	279,775,894	248,547,321	251,894,455	211,277,253	181,583,367	Upgrade
Total Deposits	282,142,045	279,775,894	248,547,321	251,894,455	211,277,253	181,583,367	Upgrade
Short-Term Borrowings	7,935,093	3,740,115	7,180,659	4,926,506	2,724,434	4,597,489	Upgrade
Current Portion of Long-Term Debt	-	8,351,873	4,687,681	9,728,303	2,549,739	3,850,778	Upgrade
Current Portion of Leases	-	21,799	20,203	13,637	6,357	6,437	Upgrade
Current Income Taxes Payable	2,074,043	156,162	164,339	965,180	261,653	296,404	Upgrade
Other Current Liabilities	-	1,912,838	2,215,980	1,801,794	794,335	616,244	Upgrade
Long-Term Debt	23,664,165	19,197,079	26,208,705	30,124,527	27,679,887	27,062,145	Upgrade
Long-Term Leases	1,596,793	1,867,565	1,753,407	1,886,631	1,812,720	1,811,921	Upgrade
Long-Term Unearned Revenue	-	174,098	277,635	153,795	132,140	89,000	Upgrade
Pension & Post-Retirement Benefits	931,137	951,555	882,954	765,371	838,237	823,945	Upgrade
Long-Term Deferred Tax Liabilities	2,758,701	2,578,504	1,785,230	633,361	1,016,586	1,056,094	Upgrade
Other Long-Term Liabilities	9,939,670	2,410,618	2,623,569	6,590,202	4,522,209	4,216,291	Upgrade
Total Liabilities	331,041,647	327,631,107	303,879,080	312,817,182	255,929,590	227,453,292	Upgrade
Common Stock	480,914	480,914	480,914	480,914	480,914	480,914	Upgrade
Additional Paid-In Capital	4,857,491	4,857,454	4,857,454	4,857,454	4,857,454	4,857,454	Upgrade
Retained Earnings	32,546,934	31,558,894	28,676,983	25,992,319	22,021,590	18,017,847	Upgrade
Comprehensive Income & Other	4,492,518	6,645,206	4,074,161	7,758,216	4,874,389	3,189,014	Upgrade
Total Common Equity	42,377,857	43,542,468	38,089,512	39,088,903	32,234,347	26,545,229	Upgrade
Minority Interest	1,212,154	1,041,807	960,217	908,648	1,691,111	1,569,984	Upgrade
Shareholders' Equity	43,590,011	44,584,275	39,049,729	39,997,551	33,925,458	28,115,213	Upgrade
Total Liabilities & Equity	374,631,658	372,215,382	342,928,809	352,814,733	289,855,048	255,568,505	Upgrade
Total Debt	33,196,051	33,178,431	39,850,655	46,679,604	34,773,137	37,328,770	Upgrade
Net Cash (Debt)	-2,666,127	18,706,554	7,186,573	-8,491,574	-1,685,239	-3,058,141	Upgrade
Net Cash Growth	-	160.30%	-	-	-	-	Upgrade
Net Cash Per Share	-2793.00	19448.98	7471.79	-8828.95	-1752.12	-3179.51	Upgrade
Filing Date Shares Outstanding	954.57	961.83	961.83	961.83	961.83	961.83	Upgrade
Total Common Shares Outstanding	954.57	961.83	961.83	961.83	961.83	961.83	Upgrade
Book Value Per Share	44394.53	45270.58	39601.21	40640.26	33513.66	27598.76	Upgrade
Tangible Book Value	33,605,154	33,774,565	29,599,815	28,649,711	23,605,575	19,037,908	Upgrade
Tangible Book Value Per Share	35204.35	35115.01	30774.57	29786.76	24542.43	19793.48	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.