Grupo Cibest Balance Sheet

Financials in millions COP. Fiscal year is January - December.

Millions COP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	20,393,082	19,617,016	20,710,453	19,169,366	14,718,423	15,507,170
Investment Securities	19,258,092	22,615,323	24,279,145	22,545,778	17,681,908	16,740,778
Trading Asset Securities	29,966,138	26,545,021	18,485,849	16,144,948	17,575,716	18,441,359
Total Investments	49,224,230	49,160,344	42,764,994	38,690,726	35,257,624	35,182,137
Gross Loans	279,972,623	296,204,612	273,190,013	287,158,277	230,239,906	200,060,260
Allowance for Loan Losses	-14,370,189	-16,179,738	-16,223,103	-15,479,640	-15,864,482	-16,616,043
Other Adjustments to Gross Loans	-	-16,750,704	-19,238,366	-17,234,538	-9,916,423	-8,650,530
Net Loans	265,602,434	263,274,170	237,728,544	254,444,099	204,459,001	174,793,687
Property, Plant & Equipment	7,089,739	7,663,270	8,156,579	8,554,174	6,796,517	5,963,319
Goodwill	-	9,017,419	7,818,125	9,836,661	8,143,146	7,011,715
Other Intangible Assets	8,772,703	750,484	671,572	602,531	485,626	495,606
Investments in Real Estate	6,027,496	5,580,109	4,709,911	3,994,058	3,132,220	2,839,350
Other Receivables	-	1,986,036	2,201,744	2,315,255	1,889,955	440,958
Restricted Cash	8,343,116	8,035,059	12,330,841	9,602,209	9,817,664	7,871,879
Other Current Assets	832,367	5,366,653	4,157,891	3,604,241	3,585,875	3,111,963
Long-Term Deferred Tax Assets	606,607	763,757	685,612	764,594	746,375	675,295
Other Long-Term Assets	7,739,884	1,001,065	992,543	1,236,819	822,622	1,675,426
Total Assets	374,631,658	372,215,382	342,928,809	352,814,733	289,855,048	255,568,505
Accounts Payable	1,621,866	5,387,963	6,399,747	2,333,289	1,435,569	1,119,734
Accrued Expenses	1,292,589	1,105,044	1,131,650	1,000,131	878,471	323,443
Interest Bearing Deposits	282,142,045	279,775,894	248,547,321	251,894,455	211,277,253	181,583,367
Total Deposits	282,142,045	279,775,894	248,547,321	251,894,455	211,277,253	181,583,367
Short-Term Borrowings	7,935,093	3,740,115	7,180,659	4,926,506	2,724,434	4,597,489
Current Portion of Long-Term Debt	3,471,319	8,351,873	4,687,681	9,728,303	2,549,739	3,850,778
Current Portion of Leases	-	21,799	20,203	13,637	6,357	6,437
Current Income Taxes Payable	2,074,043	156,162	164,339	965,180	261,653	296,404
Other Current Liabilities	445,010	1,912,838	2,215,980	1,801,794	794,335	616,244
Long-Term Debt	20,192,846	19,197,079	26,208,705	30,124,527	27,679,887	27,062,145
Long-Term Leases	1,596,793	1,867,565	1,753,407	1,886,631	1,812,720	1,811,921
Long-Term Unearned Revenue	125,060	174,098	277,635	153,795	132,140	89,000
Pension & Post-Retirement Benefits	931,137	951,555	882,954	765,371	838,237	823,945
Long-Term Deferred Tax Liabilities	2,758,701	2,578,504	1,785,230	633,361	1,016,586	1,056,094
Other Long-Term Liabilities	6,455,145	2,410,618	2,623,569	6,590,202	4,522,209	4,216,291
Total Liabilities	331,041,647	327,631,107	303,879,080	312,817,182	255,929,590	227,453,292
Common Stock	480,914	480,914	480,914	480,914	480,914	480,914
Additional Paid-In Capital	4,857,491	4,857,454	4,857,454	4,857,454	4,857,454	4,857,454
Retained Earnings	32,546,934	31,558,894	28,676,983	25,992,319	22,021,590	18,017,847
Comprehensive Income & Other	4,492,518	6,645,206	4,074,161	7,758,216	4,874,389	3,189,014
Total Common Equity	42,377,857	43,542,468	38,089,512	39,088,903	32,234,347	26,545,229
Minority Interest	1,212,154	1,041,807	960,217	908,648	1,691,111	1,569,984
Shareholders' Equity	43,590,011	44,584,275	39,049,729	39,997,551	33,925,458	28,115,213
Total Liabilities & Equity	374,631,658	372,215,382	342,928,809	352,814,733	289,855,048	255,568,505
Total Debt	33,196,051	33,178,431	39,850,655	46,679,604	34,773,137	37,328,770
Net Cash (Debt)	19,576,257	18,706,554	7,186,573	-8,491,574	-1,685,239	-3,058,141
Net Cash Growth	96.58%	160.30%	-	-	-	-
Net Cash Per Share	20507.83	19448.98	7471.79	-8828.95	-1752.12	-3179.51
Filing Date Shares Outstanding	954.57	961.83	961.83	961.83	961.83	961.83
Total Common Shares Outstanding	954.57	961.83	961.83	961.83	961.83	961.83
Book Value Per Share	44394.49	45270.58	39601.21	40640.26	33513.66	27598.76
Tangible Book Value	33,605,154	33,774,565	29,599,815	28,649,711	23,605,575	19,037,908
Tangible Book Value Per Share	35204.32	35115.01	30774.57	29786.76	24542.43	19793.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.