Grupo Cibest Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	105,071	49,190	38,139	40,173	44,038	51,179
Market Cap Growth	115.60%	28.98%	-5.06%	-8.78%	-13.95%	-3.13%
Last Close Price	101.85	45.32	30.84	28.11	-	-
PE Ratio	10.56	5.60	4.98	5.43	7.87	122.10
PS Ratio	3.13	1.58	1.46	1.81	2.13	4.06
PB Ratio	1.78	0.79	0.78	0.92	0.95	1.20
P/OCF Ratio	-	-	14.31	-	-	-
Debt / Equity Ratio	0.76	0.74	1.02	1.17	1.02	1.33
Return on Equity (ROE)	17.42%	15.22%	15.72%	18.93%	13.56%	1.11%
Return on Assets (ROA)	2.05%	1.78%	1.79%	2.18%	1.54%	0.13%
Earnings Yield	9.47%	17.87%	20.09%	18.42%	12.71%	0.82%
FCF Yield	-17.57%	-56.84%	-0.93%	-55.43%	-46.26%	-33.55%
Dividend Yield	5.61%	12.07%	14.36%	13.72%	-	-
Payout Ratio	82.41%	54.23%	53.92%	34.06%	11.43%	563.72%
Buyback Yield / Dilution	0.75%	-	-0.00%	0.00%	-	-
Total Shareholder Return	6.36%	12.07%	14.36%	13.73%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.