Credit Acceptance Corporation (BVMF:CRDA34)

Credit Acceptance Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	26,943	35,168	32,484	32,415	57,148	32,018
Market Cap Growth	-13.82%	8.26%	0.21%	-43.28%	78.49%	-5.06%
PE Ratio	11.14	22.94	23.40	11.44	10.70	14.65
PS Ratio	4.10	6.13	7.45	5.18	6.09	6.70
PB Ratio	3.20	3.25	3.82	3.78	5.62	2.68
P/FCF Ratio	4.64	5.01	5.58	4.96	9.66	6.31
P/OCF Ratio	4.63	5.00	5.56	4.95	9.59	6.26
Debt / Equity Ratio	4.04	3.63	2.89	2.83	2.53	2.00
Debt / FCF Ratio	5.85	5.59	4.22	3.72	4.35	4.72
Quick Ratio	9.18	4.87	17.44	23.98	36.92	37.19
Current Ratio	9.73	5.17	18.59	25.54	39.27	39.23
Asset Turnover	0.14	0.11	0.12	0.17	0.23	0.12
Return on Equity (ROE)	28.14%	14.15%	16.94%	31.08%	46.44%	18.08%
Return on Assets (ROA)	5.24%	3.01%	3.94%	7.68%	13.18%	5.65%
Earnings Yield	8.98%	4.36%	4.27%	8.74%	9.34%	6.83%
FCF Yield	21.55%	19.98%	17.92%	20.15%	10.35%	15.84%
Buyback Yield / Dilution	4.79%	4.16%	4.51%	15.38%	10.23%	5.49%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.