Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	142,864	143,713	133,258	74,408	50,475
Interest Paid on Deposits	83,072	89,618	78,358	25,740	7,981
Net Interest Income	59,792	54,095	54,900	48,668	42,494
Net Interest Income Growth (YoY)	10.53%	-1.47%	12.80%	14.53%	-5.04%
Trust Income	4,414	4,134	3,781	3,784	3,943
Income From Trading Activities	10,235	11,109	8,281	14,159	10,154
Gain (Loss) on Sale of Assets	-1,381	-	1,409	59	-
Gain (Loss) on Sale of Investments	107	-152	-115	-460	459
Other Non-Interest Income	12,046	11,486	9,834	9,095	14,837
Total Non-Interest Income	25,421	26,577	23,190	26,637	29,393
Non-Interest Income Growth (YoY)	-4.35%	14.61%	-12.94%	-9.38%	-4.39%
Revenues Before Loan Losses	85,213	80,672	78,090	75,305	71,887
Provision for Loan Losses	9,497	9,726	7,786	4,745	-3,103
Revenue	75,716	70,946	70,304	70,560	74,990
Revenue Growth (YoY)	6.72%	0.91%	-0.36%	-5.91%	25.88%
Salaries and Employee Benefits	27,779	26,767	27,413	24,816	23,449
Occupancy Expenses	1,465	1,392	1,458	1,269	1,241
Selling, General & Administrative	15,465	14,985	15,446	15,514	12,076
Other Non-Interest Expense	10,470	10,500	12,312	10,212	10,754
Total Non-Interest Expense	55,179	53,644	56,629	51,811	47,520
EBT Excluding Unusual Items	20,537	17,302	13,675	18,749	27,470
Other Unusual Items	3	3	16	22	-1
Pretax Income	19,828	17,046	12,910	18,807	27,469
Income Tax Expense	5,373	4,211	3,528	3,642	5,451
Earnings From Continuing Operations	14,455	12,835	9,382	15,165	22,018
Earnings From Discontinued Operations	-3	-2	-1	-231	7
Minority Interest in Earnings	-146	-151	-153	-89	-73
Net Income	14,306	12,682	9,228	14,845	21,952
Preferred Dividends & Other Adjustments	1,285	1,224	1,378	1,145	1,194
Net Income to Common	13,021	11,458	7,850	13,700	20,758
Net Income Growth	12.81%	37.43%	-37.84%	-32.38%	98.72%
Basic Shares Outstanding	1,832	1,901	1,930	1,947	2,033
Diluted Shares Outstanding	1,873	1,940	1,956	1,964	2,049
Shares Change (YoY)	-3.45%	-0.80%	-0.43%	-4.15%	-2.36%
EPS (Basic)	7.11	6.03	4.07	7.04	10.21
EPS (Diluted)	6.99	5.94	4.04	7.00	10.14
EPS Growth	17.63%	47.03%	-42.21%	-31.04%	114.88%
Dividend Per Share	2.320	2.180	2.080	2.040	2.040
Dividend Growth	6.42%	4.81%	1.96%	-	-
Effective Tax Rate	27.10%	24.70%	27.33%	19.36%	19.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.