Dotz S.A. (BVMF:DOTZ3)
Brazil · Delayed Price · Currency is BRL 6.97
-0.23 (-3.19%)
Nov 9, 2026, 4:10 PM GMT-3
Dotz S.A. Earnings Call Transcripts
Fiscal Year 2026
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Q2 gross income was BRL 82.3M, EBITDA BRL 48.7M and net income BRL 23.3M, while H1 EBITDA reached BRL 80M. Credit and Dotz Pay grew, with disciplined origination and near-term FIDC 3 provision pressure shaping the outlook.
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Q1 2026 EBITDA reached BRL 31.8 million and net income BRL 6.9 million, while credit origination and Dotz Pay expanded. Priorities remain profitable growth and disciplined credit risk management amid rising household debt and delinquency.
Fiscal Year 2025
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Techfin origination and billings grew strongly, while Q3 gross margin reached 67% and EBITDA increased 136% YoY. Nine-month EBITDA rose to nearly BRL 41 million as the net loss narrowed to BRL 2.3 million.