Fiserv, Inc. (BVMF:F1IS34)

Fiserv Statistics

Total Valuation

Fiserv has a market cap or net worth of BRL 183.38 billion. The enterprise value is 338.41 billion.

Market Cap	183.38B
Enterprise Value	338.41B

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-5.49%
Shares Change (QoQ)	-1.97%
Owned by Insiders (%)	0.67%
Owned by Institutions (%)	90.36%
Float	533.63M

Valuation Ratios

The trailing PE ratio is 9.54 and the forward PE ratio is 8.28.

PE Ratio	9.54
Forward PE	8.28
PS Ratio	1.63
PB Ratio	1.37
P/TBV Ratio	n/a
P/FCF Ratio	7.45
P/OCF Ratio	5.43
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.85, with an EV/FCF ratio of 13.75.

EV / Earnings	17.60
EV / Sales	3.02
EV / EBITDA	6.85
EV / EBIT	10.62
EV / FCF	13.75

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 1.21.

Current Ratio	1.08
Quick Ratio	0.24
Debt / Equity	1.21
Debt / EBITDA	3.23
Debt / FCF	6.56
Interest Coverage	4.10

Financial Efficiency

Return on equity (ROE) is 13.54% and return on invested capital (ROIC) is 6.95%.

Return on Equity (ROE)	13.54%
Return on Assets (ROA)	4.77%
Return on Invested Capital (ROIC)	6.95%
Return on Capital Employed (ROCE)	10.66%
Revenue Per Employee	2.97M
Profits Per Employee	505,872
Employee Count	38,000
Asset Turnover	0.27
Inventory Turnover	16.35

Taxes

In the past 12 months, Fiserv has paid 4.27 billion in taxes.

Income Tax	4.27B
Effective Tax Rate	18.12%

Stock Price Statistics

The stock price has decreased by -72.49% in the last 52 weeks. The beta is 0.79, so Fiserv's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	-72.49%
50-Day Moving Average	308.48
200-Day Moving Average	460.03
Relative Strength Index (RSI)	16.24
Average Volume (20 Days)	3,432

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.27

Income Statement

In the last 12 months, Fiserv had revenue of BRL 112.77 billion and earned 19.22 billion in profits. Earnings per share was 34.53.

Revenue	112.77B
Gross Profit	68.20B
Operating Income	32.39B
Pretax Income	23.59B
Net Income	19.22B
EBITDA	49.00B
EBIT	32.39B
Earnings Per Share (EPS)	34.53

Balance Sheet

The company has 5.69 billion in cash and 161.58 billion in debt, giving a net cash position of -155.89 billion.

Cash & Cash Equivalents	5.69B
Total Debt	161.58B
Net Cash	-155.89B
Net Cash Per Share	n/a
Equity (Book Value)	134.00B
Book Value Per Share	249.31
Working Capital	9.50B

Cash Flow

In the last 12 months, operating cash flow was 33.78 billion and capital expenditures -9.17 billion, giving a free cash flow of 24.62 billion.

Operating Cash Flow	33.78B
Capital Expenditures	-9.17B
Free Cash Flow	24.62B
FCF Per Share	n/a

Margins

Gross margin is 60.48%, with operating and profit margins of 28.72% and 17.05%.

Gross Margin	60.48%
Operating Margin	28.72%
Pretax Margin	20.92%
Profit Margin	17.05%
EBITDA Margin	43.45%
EBIT Margin	28.72%
FCF Margin	21.83%

Dividends & Yields

Fiserv does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	5.49%
Shareholder Yield	5.49%
Earnings Yield	10.48%
FCF Yield	13.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Fiserv has an Altman Z-Score of 2.17 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.17
Piotroski F-Score	6