Globe Life Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Nov '25 Nov 6, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	56,013	57,900	55,589	61,990	52,729	51,614	Upgrade
Market Cap Growth	3.53%	4.16%	-10.33%	17.56%	2.16%	12.66%	Upgrade
Enterprise Value	71,013	76,446	66,072	72,440	63,001	61,310	Upgrade
PE Ratio	9.14	8.74	11.80	13.11	9.18	13.58	Upgrade
PS Ratio	1.77	1.62	2.10	2.24	1.85	2.10	Upgrade
PB Ratio	1.85	1.76	2.55	2.97	1.10	1.13	Upgrade
P/FCF Ratio	8.44	7.03	8.00	8.41	6.76	6.93	Upgrade
P/OCF Ratio	7.60	6.68	7.73	8.24	6.58	6.73	Upgrade
EV/Sales Ratio	2.26	2.14	2.50	2.62	2.21	2.49	Upgrade
EV/EBITDA Ratio	8.29	8.23	10.33	11.27	8.16	11.76	Upgrade
EV/EBIT Ratio	8.45	8.38	10.50	11.47	8.28	11.97	Upgrade
EV/FCF Ratio	10.70	9.28	9.50	9.83	8.08	8.23	Upgrade
Debt / Equity Ratio	0.55	0.59	0.50	0.53	0.23	0.22	Upgrade
Debt / EBITDA Ratio	1.94	2.07	1.71	1.73	1.46	1.92	Upgrade
Debt / FCF Ratio	2.52	2.34	1.57	1.51	1.45	1.34	Upgrade
Quick Ratio	0.55	0.49	0.47	0.48	0.24	0.27	Upgrade
Current Ratio	0.70	0.63	0.62	0.64	0.33	0.36	Upgrade
Asset Turnover	0.20	0.20	0.20	0.19	0.17	0.17	Upgrade
Return on Equity (ROE)	22.28%	21.87%	23.01%	14.21%	11.84%	9.11%	Upgrade
Return on Assets (ROA)	3.31%	3.23%	3.00%	2.68%	2.90%	2.24%	Upgrade
Return on Capital (ROIC)	11.97%	12.17%	12.68%	8.94%	7.99%	6.28%	Upgrade
Earnings Yield	10.95%	11.44%	8.47%	7.63%	10.90%	7.36%	Upgrade
FCF Yield	11.85%	14.22%	12.51%	11.89%	14.79%	14.44%	Upgrade
Dividend Yield	0.56%	17.42%	15.28%	14.18%	16.56%	16.40%	Upgrade
Payout Ratio	7.35%	7.98%	8.67%	9.01%	7.76%	10.69%	Upgrade
Buyback Yield / Dilution	9.60%	6.96%	2.65%	4.06%	3.78%	3.73%	Upgrade
Total Shareholder Return	10.17%	24.37%	17.93%	18.24%	20.34%	20.13%	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.