Globe Life Inc. (BVMF:G1LL34)

Globe Life Statistics

Total Valuation

Globe Life has a market cap or net worth of BRL 56.48 billion. The enterprise value is 71.51 billion.

Market Cap	56.48B
Enterprise Value	71.51B

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	Oct 2, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-9.60%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	0.69%
Owned by Institutions (%)	84.66%
Float	78.97M

Valuation Ratios

The trailing PE ratio is 9.21 and the forward PE ratio is 9.14.

PE Ratio	9.21
Forward PE	9.14
PS Ratio	1.78
PB Ratio	1.86
P/TBV Ratio	2.04
P/FCF Ratio	8.51
P/OCF Ratio	7.66
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.33, with an EV/FCF ratio of 10.77.

EV / Earnings	11.66
EV / Sales	2.27
EV / EBITDA	8.33
EV / EBIT	8.49
EV / FCF	10.77

Financial Position

The company has a current ratio of 0.70, with a Debt / Equity ratio of 0.55.

Current Ratio	0.70
Quick Ratio	0.55
Debt / Equity	0.55
Debt / EBITDA	1.94
Debt / FCF	2.52
Interest Coverage	11.22

Financial Efficiency

Return on equity (ROE) is 22.28% and return on invested capital (ROIC) is 11.97%.

Return on Equity (ROE)	22.28%
Return on Assets (ROA)	3.31%
Return on Invested Capital (ROIC)	11.97%
Return on Capital Employed (ROCE)	5.57%
Revenue Per Employee	8.48M
Profits Per Employee	1.64M
Employee Count	3,732
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, Globe Life has paid 1.43 billion in taxes.

Income Tax	1.43B
Effective Tax Rate	18.93%

Stock Price Statistics

The stock price has increased by +10.14% in the last 52 weeks. The beta is 0.48, so Globe Life's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+10.14%
50-Day Moving Average	35.42
200-Day Moving Average	27.52
Relative Strength Index (RSI)	44.45
Average Volume (20 Days)	61

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.57

Income Statement

In the last 12 months, Globe Life had revenue of BRL 31.66 billion and earned 6.13 billion in profits. Earnings per share was 73.41.

Revenue	31.66B
Gross Profit	10.80B
Operating Income	8.47B
Pretax Income	7.56B
Net Income	6.13B
EBITDA	8.64B
EBIT	8.47B
Earnings Per Share (EPS)	73.41

Balance Sheet

The company has 1.95 billion in cash and 16.74 billion in debt, giving a net cash position of -15.13 billion.

Cash & Cash Equivalents	1.95B
Total Debt	16.74B
Net Cash	-15.13B
Net Cash Per Share	n/a
Equity (Book Value)	30.32B
Book Value Per Share	377.53
Working Capital	-3.22B

Cash Flow

In the last 12 months, operating cash flow was 7.37 billion and capital expenditures -730.01 million, giving a free cash flow of 6.64 billion.

Operating Cash Flow	7.37B
Capital Expenditures	-730.01M
Free Cash Flow	6.64B
FCF Per Share	n/a

Margins

Gross margin is 34.12%, with operating and profit margins of 26.76% and 19.36%.

Gross Margin	34.12%
Operating Margin	26.76%
Pretax Margin	23.88%
Profit Margin	19.36%
EBITDA Margin	27.29%
EBIT Margin	26.76%
FCF Margin	20.97%

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 0.56%.

Dividend Per Share	0.20
Dividend Yield	0.56%
Dividend Growth (YoY)	14.88%
Years of Dividend Growth	5
Payout Ratio	0.27%
Buyback Yield	9.60%
Shareholder Yield	10.17%
Earnings Yield	10.85%
FCF Yield	11.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2022. It was a forward split with a ratio of 10.

Last Split Date	Nov 28, 2022
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	5