Humana Inc. (BVMF:H1UM34)

Humana Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	117,907	169,677	188,946	273,482	342,801	332,195
Market Cap Growth	-34.84%	-10.20%	-30.91%	-20.22%	3.19%	17.81%
Enterprise Value	164,857	211,653	240,411	258,348	328,734	377,989
PE Ratio	18.02	25.93	25.31	22.64	23.11	20.33
PS Ratio	0.17	0.24	0.26	0.53	0.70	0.72
PB Ratio	1.21	1.74	1.86	3.45	4.22	3.70
P/FCF Ratio	57.08	82.15	12.78	18.93	18.80	64.81
P/OCF Ratio	23.24	33.45	10.30	14.16	14.14	26.36
EV/Sales Ratio	0.25	0.30	0.33	0.50	0.67	0.82
EV/EBITDA Ratio	8.77	10.77	11.60	10.86	13.54	19.85
EV/EBIT Ratio	10.11	11.71	12.77	11.64	14.55	21.55
EV/FCF Ratio	79.81	102.47	16.26	17.89	18.02	73.74
Debt / Equity Ratio	0.75	0.75	0.78	0.77	0.78	0.84
Debt / EBITDA Ratio	3.53	3.53	3.60	2.47	2.49	3.74
Debt / FCF Ratio	35.39	35.39	5.34	4.23	3.49	14.73
Net Debt / Equity Ratio	0.51	0.51	0.64	0.49	0.45	0.63
Net Debt / EBITDA Ratio	2.54	2.54	3.15	1.61	1.52	2.97
Net Debt / FCF Ratio	24.19	24.19	4.41	2.66	2.02	11.04
Quick Ratio	1.53	1.53	1.47	1.36	1.32	1.33
Current Ratio	2.00	2.00	1.76	1.59	1.52	1.62
Asset Turnover	2.72	2.72	2.52	2.36	2.13	2.09
Return on Equity (ROE)	7.04%	7.04%	7.41%	15.68%	17.81%	19.67%
Return on Assets (ROA)	4.30%	4.30%	4.07%	6.34%	6.11%	4.96%
Return on Invested Capital (ROIC)	8.69%	9.02%	7.81%	12.15%	11.78%	10.63%
Earnings Yield	5.55%	3.86%	3.95%	4.42%	4.33%	4.92%
FCF Yield	1.75%	1.22%	7.83%	5.28%	5.32%	1.54%
Dividend Yield	1.41%	60.86%	62.99%	35.38%	28.34%	27.63%
Payout Ratio	36.20%	36.20%	35.71%	17.32%	13.97%	12.07%
Buyback Yield / Dilution	0.04%	0.04%	2.87%	2.09%	1.78%	2.72%
Total Shareholder Return	1.44%	60.89%	65.86%	37.47%	30.12%	30.35%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.