Humana Inc. (BVMF:H1UM34)

Humana Statistics

Total Valuation

Humana has a market cap or net worth of BRL 153.17 billion. The enterprise value is 193.53 billion.

Market Cap	153.17B
Enterprise Value	193.53B

Important Dates

The last earnings date was Wednesday, November 5, 2025.

Earnings Date	Nov 5, 2025
Ex-Dividend Date	Sep 25, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-0.55%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.10%
Owned by Institutions (%)	100.56%
Float	120.05M

Valuation Ratios

The trailing PE ratio is 22.26 and the forward PE ratio is 17.40.

PE Ratio	22.26
Forward PE	17.40
PS Ratio	0.23
PB Ratio	1.55
P/TBV Ratio	3.75
P/FCF Ratio	18.58
P/OCF Ratio	14.05
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.29, with an EV/FCF ratio of 23.47.

EV / Earnings	28.13
EV / Sales	0.29
EV / EBITDA	9.29
EV / EBIT	10.36
EV / FCF	23.47

Financial Position

The company has a current ratio of 2.02, with a Debt / Equity ratio of 0.70.

Current Ratio	2.02
Quick Ratio	1.53
Debt / Equity	0.70
Debt / EBITDA	3.19
Debt / FCF	8.37
Interest Coverage	5.63

Financial Efficiency

Return on equity (ROE) is 7.16% and return on invested capital (ROIC) is 7.30%.

Return on Equity (ROE)	7.16%
Return on Assets (ROA)	4.58%
Return on Invested Capital (ROIC)	7.30%
Return on Capital Employed (ROCE)	10.89%
Revenue Per Employee	10.25M
Profits Per Employee	104,754
Employee Count	65,680
Asset Turnover	2.53
Inventory Turnover	n/a

Taxes

In the past 12 months, Humana has paid 1.51 billion in taxes.

Income Tax	1.51B
Effective Tax Rate	17.92%

Stock Price Statistics

The stock price has decreased by -18.62% in the last 52 weeks. The beta is 0.46, so Humana's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	-18.62%
50-Day Moving Average	32.45
200-Day Moving Average	33.28
Relative Strength Index (RSI)	37.91
Average Volume (20 Days)	320

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.11

Income Statement

In the last 12 months, Humana had revenue of BRL 673.43 billion and earned 6.88 billion in profits. Earnings per share was 56.93.

Revenue	673.43B
Gross Profit	100.67B
Operating Income	19.46B
Pretax Income	8.42B
Net Income	6.88B
EBITDA	20.58B
EBIT	19.46B
Earnings Per Share (EPS)	56.93

Balance Sheet

The company has 117.91 billion in cash and 69.01 billion in debt, giving a net cash position of -40.30 billion.

Cash & Cash Equivalents	117.91B
Total Debt	69.01B
Net Cash	-40.30B
Net Cash Per Share	n/a
Equity (Book Value)	99.03B
Book Value Per Share	820.73
Working Capital	88.32B

Cash Flow

In the last 12 months, operating cash flow was 10.90 billion and capital expenditures -2.65 billion, giving a free cash flow of 8.24 billion.

Operating Cash Flow	10.90B
Capital Expenditures	-2.65B
Free Cash Flow	8.24B
FCF Per Share	n/a

Margins

Gross margin is 14.95%, with operating and profit margins of 2.89% and 1.02%.

Gross Margin	14.95%
Operating Margin	2.89%
Pretax Margin	1.25%
Profit Margin	1.02%
EBITDA Margin	3.06%
EBIT Margin	2.89%
FCF Margin	1.22%

Dividends & Yields

This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 1.06%.

Dividend Per Share	0.30
Dividend Yield	1.06%
Dividend Growth (YoY)	5.97%
Years of Dividend Growth	2
Payout Ratio	33.23%
Buyback Yield	0.55%
Shareholder Yield	1.62%
Earnings Yield	4.49%
FCF Yield	5.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2022. It was a forward split with a ratio of 9.

Last Split Date	Nov 28, 2022
Split Type	Forward
Split Ratio	9

Scores

Altman Z-Score	n/a
Piotroski F-Score	6