ING Groep Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	452,359	450,650	300,518	244,262	230,534	295,364
Market Cap Growth	48.57%	49.96%	23.03%	5.96%	-21.95%	56.02%
Last Close Price	157.44	155.61	91.09	64.44	54.87	-
PE Ratio	11.06	11.01	8.80	11.00	3.37	7.83
PS Ratio	3.22	3.21	2.34	2.58	1.39	2.39
PB Ratio	1.37	1.37	0.87	0.82	0.72	0.88
P/FCF Ratio	-	-	-	3.89	-	-
P/OCF Ratio	-	-	-	3.81	-	-
Debt / Equity Ratio	4.44	4.44	4.43	3.97	3.45	3.24
Debt / FCF Ratio	-	-	-	18.87	-	-
Return on Equity (ROE)	12.62%	12.62%	10.23%	7.77%	22.27%	11.21%
Return on Assets (ROA)	0.64%	0.64%	0.56%	0.45%	1.27%	0.64%
Earnings Yield	9.05%	9.08%	11.37%	9.09%	29.72%	12.77%
FCF Yield	-	-	-119.64%	25.70%	-23.10%	-72.73%
Dividend Yield	4.07%	4.51%	7.45%	9.21%	5.76%	-
Payout Ratio	-	-	72.72%	71.67%	25.51%	39.36%
Buyback Yield / Dilution	7.57%	7.56%	9.44%	1.63%	6.85%	0.27%
Total Shareholder Return	11.64%	12.08%	16.89%	10.83%	12.60%	0.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.