Itaú Unibanco Holding Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	44,857	41,085	33,105	29,207	26,760
Depreciation & Amortization	3,430	2,862	5,652	2,653	2,363
Other Amortization	3,956	3,578	-	2,143	1,870
Gain (Loss) on Sale of Investments	932	6,353	749	1,121	299
Provision for Credit Losses	32,617	29,468	31,563	28,150	14,001
Change in Trading Asset Securities	-68,631	-48,391	-126,653	-20,132	24,104
Change in Income Taxes	1,904	-8,493	-4,846	-5,833	-6,783
Change in Other Net Operating Assets	-46,851	-77,622	37,440	38,086	-97,675
Other Operating Activities	3,750	-44,330	21,289	33,610	49,189
Operating Cash Flow	-25,275	-96,320	-2,421	108,567	12,944
Operating Cash Flow Growth	-	-	-	738.74%	-
Capital Expenditures	-1,176	-1,258	-3,622	-2,727	-1,414
Sale of Property, Plant and Equipment	-	-	-	505	172
Investment in Securities	26,555	13,491	-22,366	-65,297	3,983
Income (Loss) Equity Investments	-1,417	-1,047	-920	-672	-1,164
Purchase / Sale of Intangibles	-5,939	-5,265	-5,242	-5,751	-7,572
Other Investing Activities	-	-	-	-	-10
Investing Cash Flow	19,440	6,968	-31,230	-73,270	-4,841
Long-Term Debt Issued	12,401	7,860	2,170	1,004	8,229
Long-Term Debt Repaid	-13,864	-7,519	-12,981	-23,208	-32,388
Net Debt Issued (Repaid)	-1,463	341	-10,811	-22,204	-24,159
Issuance of Common Stock	947	772	689	453	510
Repurchase of Common Stock	-3,085	-1,775	-689	-	-
Common Dividends Paid	-48,299	-21,314	-10,348	-6,706	-6,267
Net Increase (Decrease) in Deposit Accounts	59,741	103,389	79,914	21,066	41,362
Other Financing Activities	-611	278	-1,289	-3,257	-1,544
Financing Cash Flow	7,230	81,691	57,466	-10,648	9,902
Foreign Exchange Rate Adjustments	-3,791	8,404	-11,529	-24,279	-19,941
Net Cash Flow	-2,396	743	12,286	370	-1,936
Free Cash Flow	-26,451	-97,578	-6,043	105,840	11,530
Free Cash Flow Growth	-	-	-	817.95%	-
Free Cash Flow Margin	-19.04%	-71.89%	-4.85%	92.40%	10.29%
Free Cash Flow Per Share	-2.36	-8.73	-0.54	9.47	1.03
Cash Interest Paid	194,597	131,096	115,518	107,468	73,458
Cash Income Tax Paid	9,722	9,473	8,080	5,874	5,885

Source: S&P Global Market Intelligence. Banks template. Financial Sources.