KB Financial Group Inc. (BVMF:K1BF34)
136.50
+10.86 (8.64%)
At close: Feb 6, 2026
KB Financial Group Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 27,719,948 | 29,032,873 | 27,726,658 | 19,857,842 | 14,620,490 |
Interest Income on Investments | 1,436,152 | 1,458,512 | 1,415,366 | 929,735 | 590,388 |
Total Interest Income | 29,156,100 | 30,491,385 | 29,142,024 | 20,787,577 | 15,210,878 |
Interest Paid on Deposits | 16,083,007 | 17,664,671 | 16,961,164 | 9,272,252 | 3,981,306 |
Total Interest Expense | 16,083,007 | 17,664,671 | 16,961,164 | 9,272,252 | 3,981,306 |
Net Interest Income | 13,073,093 | 12,826,714 | 12,180,860 | 11,515,325 | 11,229,572 |
Net Interest Income Growth (YoY) | 1.92% | 5.30% | 5.78% | 2.54% | 14.97% |
Gain (Loss) on Sale of Assets | - | 24,435 | -49 | 153,013 | - |
Gain (Loss) on Sale of Investments | - | 1,019 | 174 | 27 | 159 |
Other Non-Interest Income | 4,872,069 | 4,200,438 | 3,997,802 | 2,265,252 | 3,253,872 |
Total Non-Interest Income | 4,872,069 | 4,225,892 | 3,997,927 | 2,418,292 | 3,254,031 |
Non-Interest Income Growth (YoY) | 15.29% | 5.70% | 65.32% | -25.68% | -87.64% |
Revenues Before Loan Losses | 17,945,162 | 17,052,606 | 16,178,787 | 13,933,617 | 14,483,603 |
Provision for Loan Losses | 2,362,878 | 2,044,286 | 3,146,409 | 1,847,775 | 1,185,133 |
| 15,582,284 | 15,008,320 | 13,032,378 | 12,085,842 | 13,298,470 | |
Revenue Growth (YoY) | 3.82% | 15.16% | 7.83% | -9.12% | -62.05% |
Salaries and Employee Benefits | - | 4,221,144 | 4,014,261 | 4,156,995 | 4,635,055 |
Occupancy Expenses | - | 968,593 | 917,129 | 867,669 | 850,614 |
Selling, General & Administrative | 7,051,040 | 1,424,266 | 1,412,029 | 1,364,241 | 1,446,801 |
Other Non-Interest Expense | - | 324,621 | 303,987 | 254,749 | 268,383 |
Total Non-Interest Expense | 7,385,605 | 7,962,800 | 6,905,959 | 6,636,098 | 7,216,864 |
EBT Excluding Unusual Items | 8,196,679 | 7,045,520 | 6,126,419 | 5,449,744 | 6,081,606 |
Pretax Income | 8,196,679 | 6,985,247 | 6,120,151 | 5,449,744 | 6,081,606 |
Income Tax Expense | 2,346,152 | 1,956,641 | 1,593,817 | 1,518,343 | 1,697,225 |
Earnings From Continuing Operations | 5,850,527 | 5,028,606 | 4,526,334 | 3,931,401 | 4,384,381 |
Minority Interest in Earnings | -7,553 | 49,615 | 68,501 | 221,591 | 25,162 |
Net Income | 5,842,974 | 5,078,221 | 4,594,835 | 4,152,992 | 4,409,543 |
Preferred Dividends & Other Adjustments | - | 199,799 | 184,915 | 126,402 | 71,538 |
Net Income to Common | 5,842,974 | 4,878,422 | 4,409,920 | 4,026,590 | 4,338,006 |
Net Income Growth | 15.06% | 10.52% | 10.64% | -5.82% | 27.13% |
Basic Shares Outstanding | 379 | 379 | 384 | 390 | 390 |
Diluted Shares Outstanding | 382 | 383 | 393 | 399 | 399 |
Shares Change (YoY) | -0.30% | -2.53% | -1.41% | 0.09% | 0.97% |
EPS (Basic) | 15437.00 | 12879.81 | 11483.29 | 10334.28 | 11133.53 |
EPS (Diluted) | 15287.00 | 12725.97 | 11217.98 | 10099.16 | 10889.55 |
EPS Growth | 20.12% | 13.44% | 11.08% | -7.26% | 24.73% |
Dividend Per Share | - | 3174.000 | 3060.000 | 2950.000 | 2940.000 |
Dividend Growth | - | 3.72% | 3.73% | 0.34% | 66.10% |
Effective Tax Rate | 28.62% | 28.01% | 26.04% | 27.86% | 27.91% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.