KB Financial Group Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	24,608,867	25,826,588	26,534,798	25,273,273
Investment Securities	-	138,246,701	127,442,485	119,639,440	110,356,723
Trading Asset Securities	-	91,121,022	83,116,085	79,469,608	69,526,442
Total Investments	-	229,367,723	210,558,570	199,109,048	179,883,165
Gross Loans	-	472,878,257	446,744,265	434,158,600	416,799,664
Allowance for Loan Losses	-	-5,633,380	-5,462,805	-4,160,984	-3,684,055
Other Adjustments to Gross Loans	-	-140,104	-109,246	-109,842	-70,530
Net Loans	-	467,104,773	441,172,214	429,887,774	413,045,079
Property, Plant & Equipment	-	5,390,015	4,945,699	4,991,467	5,239,898
Goodwill	-	874,048	866,974	845,155	806,407
Other Intangible Assets	-	1,092,636	1,083,884	1,013,315	2,459,950
Investments in Real Estate	-	3,759,176	4,109,784	3,148,340	2,514,944
Accrued Interest Receivable	-	3,271,649	3,130,004	2,506,467	1,916,667
Other Receivables	-	9,753,544	11,815,218	7,320,879	8,030,796
Restricted Cash	-	4,338,818	3,273,428	4,893,839	4,589,893
Other Current Assets	-	2,179,112	2,613,388	2,550,893	2,721,785
Long-Term Deferred Tax Assets	-	278,824	274,225	188,372	159,093
Other Long-Term Assets	-	5,826,347	6,055,440	5,674,479	17,254,884
Total Assets	-	757,845,532	715,725,416	688,664,826	663,895,834
Accrued Expenses	-	7,016,830	6,554,317	4,776,080	3,577,280
Interest Bearing Deposits	-	265,777,627	243,158,759	229,005,062	175,508,650
Non-Interest Bearing Deposits	-	169,910,270	163,353,675	164,923,842	196,515,268
Total Deposits	-	435,687,897	406,512,434	393,928,904	372,023,918
Short-Term Borrowings	-	22,626,706	17,433,144	23,742,166	14,509,320
Current Portion of Long-Term Debt	-	12,803,106	15,652,135	11,773,494	14,374,863
Current Portion of Leases	-	315,172	243,254	244,892	223,468
Current Income Taxes Payable	-	530,720	145,335	998,681	662,672
Other Current Liabilities	-	3,042,128	3,303,641	2,460,089	3,138,363
Long-Term Debt	-	136,840,856	127,997,447	130,296,518	115,323,882
Long-Term Leases	-	649,227	345,549	347,805	355,340
Long-Term Unearned Revenue	-	606,052	594,023	763,596	870,428
Pension & Post-Retirement Benefits	-	100,187	81,869	85,745	225,521
Long-Term Deferred Tax Liabilities	-	1,682,292	2,094,912	1,561,857	1,470,981
Other Long-Term Liabilities	-	76,129,178	76,131,166	63,577,198	88,845,878
Total Liabilities	-	698,030,351	657,089,226	634,557,025	615,601,914
Common Stock	-	2,090,558	2,090,558	2,090,558	2,090,558
Additional Paid-In Capital	-	16,646,734	16,647,916	16,940,731	16,940,231
Retained Earnings	-	34,808,220	31,934,600	28,948,425	25,672,815
Treasury Stock	-	-1,236,060	-1,165,837	-836,188	-1,136,188
Comprehensive Income & Other	-	5,579,500	7,185,447	5,684,173	3,893,166
Total Common Equity	59,582,290	57,888,952	56,692,684	52,827,699	47,460,582
Minority Interest	-	1,926,229	1,943,506	1,280,102	833,338
Shareholders' Equity	61,371,093	59,815,181	58,636,190	54,107,801	48,293,920
Total Liabilities & Equity	-	757,845,532	715,725,416	688,664,826	663,895,834
Total Debt	161,343,173	173,235,067	161,671,529	166,404,875	144,786,873
Net Cash (Debt)	-36,472,812	-52,538,111	-49,095,783	-57,249,312	-45,131,964
Net Cash Per Share	-95423.99	-137043.58	-124820.79	-143503.19	-113232.01
Filing Date Shares Outstanding	412.64	373.6	378.66	389.63	389.63
Total Common Shares Outstanding	362.15	373.6	378.66	389.63	389.63
Book Value Per Share	151287.06	141344.41	136426.77	124202.22	114523.69
Tangible Book Value	57,798,459	55,922,268	54,741,826	50,969,229	44,194,225
Tangible Book Value Per Share	146361.41	136080.28	131274.81	119432.44	106140.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.