KB Financial Group Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	188,105	171,903	129,979	77,107	79,438	100,239
Market Cap Growth	52.99%	32.26%	68.57%	-2.93%	-20.75%	24.22%
Last Close Price	132.44	118.37	87.15	46.34	46.47	-
PE Ratio	8.76	8.00	6.36	4.67	4.69	4.94
PS Ratio	3.10	2.84	2.07	1.58	1.56	1.61
PB Ratio	0.81	0.74	0.52	0.35	0.35	0.44
Debt / Equity Ratio	2.94	2.94	2.90	2.76	3.08	3.00
Net Debt / Equity Ratio	0.72	0.72	0.88	0.84	1.06	0.94
Net Debt / FCF Ratio	-2.28	-2.28	-2.61	-5.82	-4.73	-1.30
Return on Equity (ROE)	9.68%	9.68%	8.49%	8.03%	7.68%	9.57%
Return on Assets (ROA)	0.75%	0.75%	0.68%	0.64%	0.58%	0.69%
Earnings Yield	11.42%	12.95%	16.36%	22.30%	21.98%	20.58%
FCF Yield	-39.06%	-42.74%	-64.87%	-40.94%	-64.04%	-162.44%
Dividend Yield	1.94%	14.08%	15.25%	24.71%	26.69%	-
Payout Ratio	4.41%	25.80%	33.22%	29.09%	37.66%	23.89%
Buyback Yield / Dilution	3.75%	3.75%	2.53%	1.41%	-0.09%	-0.97%
Total Shareholder Return	5.68%	17.83%	17.78%	26.11%	26.60%	-0.97%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.