Lloyds Banking Group Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Market Capitalization	414,588	424,487	255,943	186,438	193,272	256,094
Market Cap Growth	51.59%	65.85%	37.28%	-3.54%	-24.53%	39.95%
Last Close Price	28.50	29.58	16.26	10.55	10.21	11.42
PE Ratio	13.33	13.65	8.43	6.12	8.95	6.34
PS Ratio	3.00	3.07	1.88	1.65	2.09	1.98
PB Ratio	1.17	1.20	0.72	0.64	0.69	0.66
P/FCF Ratio	-	-	-	3.86	1.43	-
P/OCF Ratio	-	-	-	2.56	1.29	-
Debt / Equity Ratio	3.10	3.10	3.19	3.18	3.73	2.61
Debt / FCF Ratio	-	-	-	19.29	7.73	-
Net Debt / Equity Ratio	-0.48	-0.48	-0.77	-0.61	-0.82	-0.43
Net Debt / FCF Ratio	1.79	1.79	1.76	-3.70	-1.71	1.30
Return on Equity (ROE)	10.15%	10.15%	9.60%	12.09%	8.25%	11.70%
Return on Assets (ROA)	0.51%	0.51%	0.50%	0.63%	0.45%	0.67%
Earnings Yield	7.50%	8.14%	13.38%	18.10%	12.61%	17.04%
FCF Yield	-22.98%	-22.45%	-60.76%	25.89%	69.78%	-50.35%
Dividend Yield	3.32%	0.92%	1.51%	1.62%	1.50%	1.32%
Payout Ratio	52.87%	52.86%	52.61%	39.89%	49.99%	22.58%
Buyback Yield / Dilution	3.89%	3.89%	3.80%	5.61%	2.93%	-0.74%
Total Shareholder Return	7.22%	4.81%	5.31%	7.23%	4.43%	0.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.