Odontoprev S.A. (BVMF:ODPV3)

Odontoprev Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	2,380	2,243	2,084	1,847	1,923
Total Interest & Dividend Income	125.02	133.47	126.19	88.84	54.28
Non-Insurance Activities Revenue	40.18	38.19	51.56	21.89	16.41
Total Revenue	2,545	2,415	2,261	1,958	1,994
Revenue Growth (YoY)	5.41%	6.78%	15.50%	-1.79%	5.91%
Policy Benefits	769.46	753.57	737.85	735.47	700.38
Policy Acquisition & Underwriting Costs	280.32	268.3	242.59	245.26	-
Depreciation & Amortization	-	-	4.32	2.07	5.82
Selling, General & Administrative	122.37	112.44	99.28	30.71	516.53
Provision for Bad Debts	-	-	0.9	0.88	48.92
Non-Insurance Activities Expense	58.52	53.63	-	-	-
Other Operating Expenses	422.37	412.35	370.94	347.58	123.77
Total Operating Expenses	1,653	1,600	1,491	1,389	1,437
Operating Income	892.14	814.36	770.07	568.98	556.8
Interest Expense	-42.6	-36.46	-33.55	-6.08	-2.7
Earnings From Equity Investments	5.92	6.34	4.15	6.13	6.56
Other Non Operating Income (Expenses)	-25.81	-20.87	-14.3	-45.09	-12.36
EBT Excluding Unusual Items	829.65	763.38	726.37	523.94	548.3
Gain (Loss) on Sale of Assets	-	-	-1.98	-6.64	-1.12
Pretax Income	829.65	763.38	724.39	517.29	547.18
Income Tax Expense	247.11	224.24	212.8	151.05	165.84
Earnings From Continuing Ops.	582.54	539.13	511.59	366.25	381.34
Minority Interest in Earnings	0.03	0.11	-0.2	-0.39	-0.98
Net Income	582.57	539.24	511.39	365.86	380.36
Net Income to Common	582.57	539.24	511.39	365.86	380.36
Net Income Growth	8.04%	5.45%	39.78%	-3.81%	5.33%
Shares Outstanding (Basic)	545	547	552	553	579
Shares Outstanding (Diluted)	545	547	552	553	580
Shares Change (YoY)	-0.25%	-1.04%	-0.08%	-4.68%	-0.72%
EPS (Basic)	1.07	0.99	0.93	0.66	0.66
EPS (Diluted)	1.07	0.99	0.93	0.66	0.66
EPS Growth	8.31%	6.55%	39.89%	0.91%	6.08%
Free Cash Flow	583.81	531.15	406.96	686.19	852.87
Free Cash Flow Per Share	1.07	0.97	0.74	1.24	1.47
Dividend Per Share	0.814	0.817	0.928	0.433	0.327
Dividend Growth	-0.44%	-11.91%	114.42%	32.52%	-42.83%
Operating Margin	35.05%	33.73%	34.05%	29.06%	27.93%
Profit Margin	22.89%	22.33%	22.61%	18.68%	19.08%
Free Cash Flow Margin	22.94%	22.00%	18.00%	35.04%	42.78%
EBITDA	902.16	870.51	819.3	601.37	614.56
EBITDA Margin	35.45%	36.05%	36.23%	30.71%	30.82%
D&A For EBITDA	10.02	56.15	49.23	32.4	57.76
EBIT	892.14	814.36	770.07	568.98	556.8
EBIT Margin	35.05%	33.73%	34.05%	29.06%	27.93%
Effective Tax Rate	29.79%	29.38%	29.38%	29.20%	30.31%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.