The Progressive Corporation (BVMF:P1GR34)

BVMF:P1GR34 Statistics

Total Valuation

BVMF:P1GR34 has a market cap or net worth of BRL 637.89 billion. The enterprise value is 674.77 billion.

Market Cap	637.89B
Enterprise Value	674.77B

Important Dates

The last earnings date was Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	Dec 30, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	+0.07%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	87.83%
Float	583.72M

Valuation Ratios

The trailing PE ratio is 10.24 and the forward PE ratio is 12.55.

PE Ratio	10.24
Forward PE	12.55
PS Ratio	1.32
PB Ratio	3.82
P/TBV Ratio	3.82
P/FCF Ratio	6.73
P/OCF Ratio	6.60
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.55, with an EV/FCF ratio of 7.12.

EV / Earnings	10.83
EV / Sales	1.46
EV / EBITDA	8.55
EV / EBIT	8.80
EV / FCF	7.12

Financial Position

The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.23.

Current Ratio	0.36
Quick Ratio	0.30
Debt / Equity	0.23
Debt / EBITDA	0.48
Debt / FCF	0.41
Interest Coverage	52.16

Financial Efficiency

Return on equity (ROE) is 40.45% and return on invested capital (ROIC) is 28.91%.

Return on Equity (ROE)	40.45%
Return on Assets (ROA)	7.92%
Return on Invested Capital (ROIC)	28.91%
Return on Capital Employed (ROCE)	38.63%
Weighted Average Cost of Capital (WACC)	5.69%
Revenue Per Employee	6.89M
Profits Per Employee	889,105
Employee Count	70,053
Asset Turnover	0.77
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:P1GR34 has paid 16.06 billion in taxes.

Income Tax	16.06B
Effective Tax Rate	20.49%

Stock Price Statistics

The stock price has decreased by -28.56% in the last 52 weeks. The beta is 0.29, so BVMF:P1GR34's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	-28.56%
50-Day Moving Average	542.04
200-Day Moving Average	627.98
Relative Strength Index (RSI)	52.19
Average Volume (20 Days)	21

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.12

Income Statement

In the last 12 months, BVMF:P1GR34 had revenue of BRL 482.70 billion and earned 62.28 billion in profits. Earnings per share was 105.92.

Revenue	482.70B
Gross Profit	89.52B
Operating Income	79.87B
Pretax Income	78.34B
Net Income	62.28B
EBITDA	81.60B
EBIT	79.87B
Earnings Per Share (EPS)	105.92

Balance Sheet

The company has 55.80 billion in cash and 39.12 billion in debt, with a net cash position of -38.43 billion.

Cash & Cash Equivalents	55.80B
Total Debt	39.12B
Net Cash	-38.43B
Net Cash Per Share	n/a
Equity (Book Value)	167.02B
Book Value Per Share	284.97
Working Capital	-303.20B

Cash Flow

In the last 12 months, operating cash flow was 96.65 billion and capital expenditures -1.92 billion, giving a free cash flow of 94.74 billion.

Operating Cash Flow	96.65B
Capital Expenditures	-1.92B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	94.74B
FCF Per Share	n/a

Margins

Gross margin is 18.55%, with operating and profit margins of 16.55% and 12.90%.

Gross Margin	18.55%
Operating Margin	16.55%
Pretax Margin	16.23%
Profit Margin	12.90%
EBITDA Margin	16.90%
EBIT Margin	16.55%
FCF Margin	19.63%

Dividends & Yields

This stock pays an annual dividend of 25.27, which amounts to a dividend yield of 4.61%.

Dividend Per Share	25.27
Dividend Yield	4.61%
Dividend Growth (YoY)	153.30%
Years of Dividend Growth	2
Payout Ratio	25.39%
Buyback Yield	-0.07%
Shareholder Yield	4.54%
Earnings Yield	9.76%
FCF Yield	14.85%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5