The Progressive Corporation (BVMF:P1GR34)

BVMF:P1GR34 Statistics

Total Valuation

BVMF:P1GR34 has a market cap or net worth of BRL 640.73 billion. The enterprise value is 676.83 billion.

Market Cap	640.73B
Enterprise Value	676.83B

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Dec 30, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	+0.06%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	0.26%
Owned by Institutions (%)	87.25%
Float	584.24M

Valuation Ratios

The trailing PE ratio is 11.22 and the forward PE ratio is 12.34.

PE Ratio	11.22
Forward PE	12.34
PS Ratio	1.41
PB Ratio	3.39
P/TBV Ratio	3.39
P/FCF Ratio	7.05
P/OCF Ratio	6.92
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.88, with an EV/FCF ratio of 7.45.

EV / Earnings	11.85
EV / Sales	1.48
EV / EBITDA	8.88
EV / EBIT	9.14
EV / FCF	7.45

Financial Position

The company has a current ratio of 0.30, with a Debt / Equity ratio of 0.19.

Current Ratio	0.30
Quick Ratio	0.23
Debt / Equity	0.19
Debt / EBITDA	0.49
Debt / FCF	0.40
Interest Coverage	49.42

Financial Efficiency

Return on equity (ROE) is 34.22% and return on invested capital (ROIC) is 22.56%.

Return on Equity (ROE)	34.22%
Return on Assets (ROA)	7.60%
Return on Invested Capital (ROIC)	22.56%
Return on Capital Employed (ROCE)	32.16%
Revenue Per Employee	6.85M
Profits Per Employee	861,040
Employee Count	66,308
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:P1GR34 has paid 14.90 billion in taxes.

Income Tax	14.90B
Effective Tax Rate	20.69%

Stock Price Statistics

The stock price has decreased by -22.29% in the last 52 weeks. The beta is 0.34, so BVMF:P1GR34's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-22.29%
50-Day Moving Average	595.03
200-Day Moving Average	682.60
Relative Strength Index (RSI)	27.35
Average Volume (20 Days)	51

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.92

Income Statement

In the last 12 months, BVMF:P1GR34 had revenue of BRL 453.88 billion and earned 57.09 billion in profits. Earnings per share was 97.10.

Revenue	453.88B
Gross Profit	81.27B
Operating Income	73.48B
Pretax Income	71.99B
Net Income	57.09B
EBITDA	75.11B
EBIT	73.48B
Earnings Per Share (EPS)	97.10

Balance Sheet

The company has 9.00 billion in cash and 36.75 billion in debt, with a net cash position of -35.83 billion.

Cash & Cash Equivalents	9.00B
Total Debt	36.75B
Net Cash	-35.83B
Net Cash Per Share	n/a
Equity (Book Value)	188.90B
Book Value Per Share	322.36
Working Capital	-294.86B

Cash Flow

In the last 12 months, operating cash flow was 92.66 billion and capital expenditures -1.80 billion, giving a free cash flow of 90.86 billion.

Operating Cash Flow	92.66B
Capital Expenditures	-1.80B
Free Cash Flow	90.86B
FCF Per Share	n/a

Margins

Gross margin is 17.91%, with operating and profit margins of 16.19% and 12.58%.

Gross Margin	17.91%
Operating Margin	16.19%
Pretax Margin	15.86%
Profit Margin	12.58%
EBITDA Margin	16.55%
EBIT Margin	16.19%
FCF Margin	20.02%

Dividends & Yields

This stock pays an annual dividend of 25.27, which amounts to a dividend yield of 4.52%.

Dividend Per Share	25.27
Dividend Yield	4.52%
Dividend Growth (YoY)	153.30%
Years of Dividend Growth	2
Payout Ratio	26.80%
Buyback Yield	-0.06%
Shareholder Yield	4.46%
Earnings Yield	8.91%
FCF Yield	14.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4