Porto Seguro S.A. (BVMF:PSSA3)

Porto Seguro Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	34,064	31,058	23,456	18,425	14,770	13,386
Market Cap Growth	39.68%	32.41%	27.30%	24.74%	10.34%	-15.17%
Enterprise Value	32,426	31,581	24,008	19,489	16,679	13,190
PE Ratio	10.08	9.19	8.87	8.13	12.96	8.67
PS Ratio	0.79	0.72	0.63	0.53	0.53	0.59
PB Ratio	2.15	1.96	1.66	1.47	1.40	1.43
P/FCF Ratio	27.66	25.22	10.15	-	7.38	12.45
P/OCF Ratio	24.89	22.70	9.71	264.10	5.18	7.23
EV/Sales Ratio	0.75	0.73	0.65	0.56	0.60	0.58
EV/EBITDA Ratio	5.87	5.72	4.87	3.73	6.98	4.78
EV/EBIT Ratio	6.36	6.20	5.05	4.02	7.93	5.21
EV/FCF Ratio	26.34	25.65	10.38	-	8.33	12.26
Debt / Equity Ratio	0.01	0.01	0.04	0.10	0.28	0.02
Debt / EBITDA Ratio	0.02	0.02	0.12	0.24	1.25	0.06
Debt / FCF Ratio	0.11	0.11	0.25	-	1.49	0.15
Net Debt / Equity Ratio	-0.11	-0.11	0.01	0.04	0.24	-0.03
Net Debt / EBITDA Ratio	-0.32	-0.32	0.02	0.10	1.06	-0.10
Net Debt / FCF Ratio	-1.43	-1.43	0.03	-8.83	1.26	-0.26
Quick Ratio	0.47	0.47	0.91	0.92	0.53	0.60
Current Ratio	1.15	1.15	1.13	1.11	1.11	1.02
Asset Turnover	0.84	0.84	0.81	0.82	0.67	0.57
Return on Equity (ROE)	22.81%	22.81%	20.20%	20.06%	11.61%	16.81%
Return on Assets (ROA)	6.14%	6.14%	6.45%	7.20%	3.18%	3.97%
Return on Invested Capital (ROIC)	23.74%	24.49%	22.80%	23.19%	15.95%	24.40%
Earnings Yield	9.93%	10.89%	11.28%	12.30%	7.72%	11.54%
FCF Yield	3.61%	3.96%	9.86%	-0.32%	13.55%	8.04%
Dividend Yield	2.05%	-	3.19%	5.66%	-	5.76%
Payout Ratio	35.20%	35.20%	31.70%	15.76%	55.22%	54.66%
Buyback Yield / Dilution	0.98%	0.98%	-0.23%	-0.45%	-0.02%	0.74%
Total Shareholder Return	3.02%	0.98%	2.96%	5.21%	-0.02%	6.50%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.