Porto Seguro S.A. (BVMF:PSSA3)

Porto Seguro Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	26,304	23,456	18,425	14,770	13,386	15,779
Market Cap Growth	27.30%	27.30%	24.74%	10.34%	-15.17%	-22.12%
Enterprise Value	26,471	24,008	19,489	16,679	13,190	15,675
PE Ratio	10.07	8.87	8.13	12.96	8.67	9.35
PS Ratio	0.72	0.63	0.53	0.53	0.59	0.76
PB Ratio	1.87	1.66	1.47	1.40	1.43	1.75
P/FCF Ratio	11.38	10.15	-	7.38	12.45	14.76
P/OCF Ratio	9.71	9.71	264.10	5.18	7.23	10.97
EV/Sales Ratio	0.71	0.65	0.56	0.60	0.58	0.76
EV/EBITDA Ratio	5.34	4.87	3.73	6.98	4.78	4.19
EV/EBIT Ratio	5.57	5.05	4.02	7.93	5.21	4.46
EV/FCF Ratio	11.45	10.38	-	8.33	12.26	14.66
Debt / Equity Ratio	0.04	0.04	0.10	0.28	0.02	0.02
Debt / EBITDA Ratio	0.12	0.12	0.24	1.25	0.06	0.04
Debt / FCF Ratio	0.25	0.25	-	1.49	0.15	0.13
Quick Ratio	0.91	0.91	0.92	0.53	0.60	0.72
Current Ratio	1.13	1.13	1.11	1.11	1.02	1.10
Asset Turnover	0.81	0.81	0.82	0.67	0.57	0.60
Return on Equity (ROE)	20.20%	20.20%	20.06%	11.61%	16.81%	19.55%
Return on Assets (ROA)	6.45%	6.45%	7.20%	3.18%	3.97%	6.33%
Return on Capital (ROIC)	20.89%	20.89%	22.18%	11.39%	16.95%	25.04%
Earnings Yield	10.05%	11.28%	12.30%	7.72%	11.54%	10.70%
Earnings Yield	10.05%	11.28%	12.30%	7.72%	11.54%	10.70%
FCF Yield	8.79%	9.86%	-0.32%	13.55%	8.04%	6.78%
Dividend Yield	2.66%	3.06%	5.45%	-	5.55%	-
Payout Ratio	31.70%	31.70%	15.76%	55.22%	54.66%	40.84%
Buyback Yield / Dilution	-0.23%	-0.23%	-0.45%	-0.02%	0.74%	-0.41%
Total Shareholder Return	2.42%	2.83%	5.00%	-0.02%	6.29%	-0.41%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.