Porto Seguro S.A. (BVMF: PSSA3)

Porto Seguro Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	24,085	18,425	14,770	13,386	15,779	20,260
Market Cap Growth	38.82%	24.74%	10.34%	-15.17%	-22.12%	20.17%
Enterprise Value	24,637	19,489	16,679	13,190	15,675	19,479
PE Ratio	9.14	8.13	12.96	8.67	9.35	14.69
PS Ratio	0.65	0.53	0.53	0.58	0.76	1.02
PB Ratio	1.79	1.47	1.40	1.43	1.75	2.45
P/FCF Ratio	-	-	7.38	12.45	14.76	21.31
P/OCF Ratio	-	264.10	5.18	7.23	10.97	16.43
EV/Sales Ratio	0.66	0.56	0.60	0.58	0.76	0.98
EV/EBITDA Ratio	4.85	3.88	6.98	4.78	4.19	6.63
EV/EBIT Ratio	4.94	4.06	7.93	5.21	4.46	7.21
EV/FCF Ratio	-12.93	-	8.33	12.26	14.66	20.49
Debt / Equity Ratio	0.05	0.10	0.28	0.02	0.02	0.02
Debt / EBITDA Ratio	0.14	0.25	1.25	0.06	0.04	0.05
Debt / FCF Ratio	-	-	1.49	0.15	0.13	0.15
Quick Ratio	0.52	0.54	0.53	0.60	0.72	0.80
Current Ratio	1.10	1.12	1.11	1.02	1.10	1.17
Asset Turnover	0.74	0.82	0.67	0.57	0.60	0.63
Return on Equity (ROE)	21.25%	20.06%	11.61%	16.81%	19.55%	17.33%
Return on Assets (ROA)	6.17%	7.12%	3.18%	3.97%	6.33%	5.34%
Return on Capital (ROIC)	22.79%	21.96%	11.39%	16.95%	25.04%	21.03%
Earnings Yield	10.94%	12.30%	7.72%	11.54%	10.70%	6.81%
FCF Yield	-7.91%	-0.32%	13.55%	8.04%	6.78%	4.69%
Dividend Yield	3.45%	-	-	5.36%	-	4.29%
Payout Ratio	23.73%	15.76%	55.22%	54.66%	40.84%	47.52%
Buyback Yield / Dilution	-0.31%	-0.45%	-0.02%	0.74%	-0.41%	0.16%
Total Shareholder Return	3.14%	-0.45%	-0.02%	6.10%	-0.41%	4.45%

Source: S&P Capital IQ. Insurance template. Financial Sources.