Porto Seguro S.A. (BVMF:PSSA3)
Brazil · Delayed Price · Currency is BRL 49.60
+0.52 (1.06%)
Sep 1, 2026, 3:05 PM GMT-3
Porto Seguro Ratios and Metrics
Market cap in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 31,460 | 31,058 | 23,456 | 18,425 | 14,770 | 13,386 | |
Market Cap Growth | -5.55% | 32.41% | 27.30% | 24.74% | 10.34% | -15.17% |
Enterprise Value | 32,416 | 31,581 | 24,008 | 19,489 | 16,679 | 13,190 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.64 | 9.19 | 8.87 | 8.13 | 12.96 | 8.67 |
PS Ratio | 0.69 | 0.72 | 0.63 | 0.53 | 0.53 | 0.59 |
PB Ratio | 1.94 | 1.96 | 1.66 | 1.47 | 1.40 | 1.43 |
P/FCF Ratio | 16.64 | 25.23 | 10.15 | - | 7.38 | 12.45 |
P/OCF Ratio | 15.80 | 22.70 | 9.71 | 264.10 | 5.18 | 7.23 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.72 | 0.73 | 0.65 | 0.56 | 0.60 | 0.58 |
EV/EBITDA Ratio | 6.09 | 6.09 | 4.87 | 3.73 | 6.98 | 4.78 |
EV/EBIT Ratio | 6.09 | 6.23 | 5.32 | 4.02 | 7.93 | 5.21 |
EV/FCF Ratio | 17.14 | 25.65 | 10.38 | - | 8.33 | 12.26 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.06 | 0.05 | 0.04 | 0.10 | 0.28 | 0.02 |
Debt / EBITDA Ratio | 0.19 | 0.14 | 0.12 | 0.24 | 1.25 | 0.06 |
Debt / FCF Ratio | 0.55 | 0.59 | 0.25 | - | 1.49 | 0.15 |
Net Debt / Equity Ratio | 0.05 | 0.03 | 0.01 | 0.04 | 0.24 | -0.03 |
Net Debt / EBITDA Ratio | 0.16 | 0.09 | 0.02 | 0.10 | 1.06 | -0.10 |
Net Debt / FCF Ratio | 0.45 | 0.36 | 0.03 | -8.83 | 1.26 | -0.26 |
Quick Ratio | 0.99 | 0.97 | 0.91 | 0.92 | 0.53 | 0.60 |
Current Ratio | 1.25 | 1.22 | 1.13 | 1.11 | 1.11 | 1.02 |
Asset Turnover | 0.83 | 0.83 | 0.80 | 0.82 | 0.67 | 0.57 |
Return on Equity (ROE) | 24.17% | 22.81% | 20.20% | 20.06% | 11.61% | 16.81% |
Return on Assets (ROA) | 6.06% | 6.11% | 6.12% | 7.20% | 3.18% | 3.97% |
Return on Invested Capital (ROIC) | 24.90% | 23.89% | 21.63% | 23.19% | 15.95% | 24.40% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 1, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 11.71% | 10.89% | 11.28% | 12.30% | 7.72% | 11.54% |
FCF Yield | 6.01% | 3.96% | 9.86% | -0.32% | 13.55% | 8.04% |
Dividend Yield | 2.45% | - | 3.31% | 5.86% | - | 5.97% |
Payout Ratio | 48.36% | 35.20% | 31.70% | 15.76% | 55.22% | 54.66% |
Buyback Yield / Dilution | 0.15% | -0.02% | -0.23% | -0.45% | -0.02% | 0.74% |
Total Shareholder Return | 2.60% | -0.02% | 3.07% | 5.42% | -0.02% | 6.70% |