Nu Holdings Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2018 - 2019
Period Ending	Sep '25 Sep 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2018 - 2019
Market Capitalization	409,291	307,985	192,192	100,817	240,862	-	Upgrade
Market Cap Growth	5.42%	60.25%	90.64%	-58.14%	-	-	Upgrade
Last Close Price	14.18	10.94	6.90	3.51	8.76	-	Upgrade
PE Ratio	32.66	25.25	38.44	-	-	-	Upgrade
PS Ratio	12.84	9.03	10.69	10.37	50.86	-	Upgrade
PB Ratio	7.84	6.51	6.18	3.90	9.73	-	Upgrade
Debt / Equity Ratio	0.37	0.27	0.22	0.17	0.06	1.39	Upgrade
Return on Equity (ROE)	27.88%	28.07%	18.24%	-7.81%	-6.78%	-32.65%	Upgrade
Return on Assets (ROA)	4.28%	4.23%	2.81%	-1.47%	-1.10%	-2.03%	Upgrade
Earnings Yield	3.06%	3.96%	2.60%	-1.91%	-0.38%	-	Upgrade
FCF Yield	-10.16%	-7.06%	-16.21%	-29.06%	-16.05%	-	Upgrade
Buyback Yield / Dilution	-0.44%	-0.65%	-3.86%	-191.92%	-21.78%	-15.61%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.