Nu Holdings Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	357,737	431,894	265,252	210,943	101,527	229,760
Market Cap Growth	17.71%	62.82%	25.75%	107.77%	-55.81%	-
Enterprise Value	-	432,057	265,256	210,943	101,527	229,768
PE Ratio	22.64	28.63	25.68	39.27	-52.18	-91.07
Forward PE	15.24	21.19	19.75	26.47	168.18	-
PS Ratio	9.29	13.26	10.08	12.07	11.74	60.91
PB Ratio	5.74	7.20	6.53	6.20	-	9.74
P/TBV Ratio	5.35	7.28	6.62	6.32	-	3.38
P/FCF Ratio	-	23.27	20.86	31.86	25.98	-14.76
P/OCF Ratio	-	23.22	20.81	31.35	25.29	-14.79
EV/Sales Ratio	-	13.27	10.08	12.07	11.74	60.92
EV/EBITDA Ratio	-	830.01	647.26	631.21	537.02	2493.98
EV/FCF Ratio	-	23.28	20.86	31.86	25.98	-14.76
Asset Turnover	0.17	0.10	0.11	0.09	0.07	0.05
Return on Equity (ROE)	30.28%	30.28%	28.07%	18.24%	-7.81%	-6.78%
Earnings Yield	4.42%	3.49%	3.89%	2.55%	-1.92%	-1.10%
FCF Yield	-14.42%	4.30%	4.79%	3.14%	3.85%	-6.78%
Buyback Yield / Dilution	-0.01%	-0.01%	-0.01%	-0.02%	-1.30%	-5.90%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.