Nu Holdings Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	440,072	307,985	192,192	100,817	240,862	-
Market Cap Growth	26.90%	60.25%	90.64%	-58.14%	-	-
Last Close Price	15.03	10.94	6.90	3.51	8.76	-
PE Ratio	32.65	25.25	38.44	-	-	-
PS Ratio	12.98	9.03	10.69	10.37	50.86	-
PB Ratio	7.82	6.51	6.18	3.90	9.73	-
Debt / Equity Ratio	0.45	0.27	0.22	0.17	0.06	1.39
Return on Equity (ROE)	27.80%	28.07%	18.24%	-7.81%	-6.78%	-32.65%
Return on Assets (ROA)	4.32%	4.23%	2.81%	-1.47%	-1.10%	-2.03%
Earnings Yield	3.06%	3.96%	2.60%	-1.91%	-0.38%	-
FCF Yield	-7.78%	-7.06%	-16.21%	-29.06%	-16.05%	-
Buyback Yield / Dilution	-0.39%	-0.65%	-3.86%	-191.92%	-21.78%	-15.61%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.