Synchrony Financial (BVMF:S1YF34)

Synchrony Financial Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	121,596	153,824	134,439	82,563	76,512	129,858
Market Cap Growth	0.26%	14.42%	62.83%	7.91%	-41.08%	20.57%
Enterprise Value	-	321,653	305,244	256,300	231,217	287,921
PE Ratio	6.36	8.99	7.60	7.36	5.34	6.32
Forward PE	7.39	9.14	9.08	7.20	6.59	7.93
PEG Ratio	-	0.59	0.22	0.23	0.25	0.15
PS Ratio	2.26	2.97	2.69	2.03	1.74	2.58
PB Ratio	1.32	1.73	1.53	1.12	1.12	1.79
P/TBV Ratio	7.76	1.86	1.57	1.16	1.23	1.93
P/FCF Ratio	-	2.94	2.57	1.81	2.15	3.44
P/OCF Ratio	2.24	2.94	2.57	1.81	2.15	3.44
EV/Sales Ratio	-	6.21	6.12	6.30	5.24	5.72
EV/EBITDA Ratio	-	117.77	119.43	105.32	103.86	138.94
EV/FCF Ratio	-	6.15	5.83	5.61	6.50	7.63
Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.20	2.12
Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Net Debt / Equity Ratio	1.81	1.81	1.87	2.30	2.21	2.13
Net Debt / EBITDA Ratio	59.07	59.07	64.29	69.79	67.74	74.40
Net Debt / FCF Ratio	3.08	3.08	3.14	3.72	4.24	4.09
Asset Turnover	0.08	0.08	0.08	0.07	0.08	0.10
Return on Equity (ROE)	21.30%	21.30%	22.96%	16.72%	22.74%	32.03%
Earnings Yield	15.71%	11.12%	13.15%	13.59%	18.72%	15.82%
FCF Yield	-	34.03%	38.92%	55.30%	46.49%	29.05%
Dividend Yield	1.28%	1.38%	1.54%	2.52%	2.75%	1.91%
Payout Ratio	14.36%	12.31%	11.61%	18.49%	14.59%	11.96%
Buyback Yield / Dilution	10.16%	10.16%	3.98%	7.16%	23.06%	11.77%
Total Shareholder Return	11.44%	11.54%	5.53%	9.68%	25.81%	13.68%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.