Banco Santander (Brasil) Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	137,183	128,283	115,225	77,987
Interest Paid on Deposits	-	80,505	81,399	67,722	26,669
Net Interest Income	61,858	56,679	46,884	47,503	51,318
Net Interest Income Growth (YoY)	9.14%	20.89%	-1.30%	-7.43%	15.47%
Gain (Loss) on Sale of Assets	-	1,912	1,044	131.48	32.51
Gain (Loss) on Sale of Investments	-	-1,359	2,730	4,153	221.78
Gain (Loss) on Sale of Equity Investments	-	312.99	239.24	199.18	144.18
Other Non-Interest Income	21,646	18,124	16,012	14,619	12,242
Total Non-Interest Income	21,646	18,991	20,024	19,103	12,640
Non-Interest Income Growth (YoY)	13.98%	-5.16%	4.82%	51.13%	207.77%
Revenues Before Loan Losses	83,504	75,670	66,908	66,606	63,959
Provision for Loan Losses	25,880	28,484	28,008	24,829	17,113
Revenue	57,624	47,185	38,900	41,777	46,846
Revenue Growth (YoY)	22.12%	21.30%	-6.89%	-10.82%	50.63%
Salaries and Employee Benefits	-	11,304	10,650	9,857	9,002
Occupancy Expenses	-	1,586	1,842	1,860	1,851
Amortization of Goodwill & Intangibles	-	1,145	899.33	725.46	583.14
Selling, General & Administrative	26,042	8,959	8,739	8,234	8,112
Other Non-Interest Expense	14,528	357.64	403.85	279.13	2,517
Total Non-Interest Expense	40,040	23,351	22,534	20,956	22,065
EBT Excluding Unusual Items	17,584	23,834	16,366	20,821	24,780
Asset Writedown	-	-48.9	-19.47	-31.25	-30.16
Legal Settlements	-	-4,595	-4,424	-1,215	-
Pretax Income	17,584	19,190	11,922	19,575	24,750
Income Tax Expense	1,969	5,776	2,423	5,235	9,191
Earnings From Continuing Operations	15,615	13,414	9,499	14,339	15,559
Minority Interest in Earnings	-	-48.26	-49.5	-52.38	-31.27
Net Income	15,615	13,366	9,449	14,287	15,528
Net Income to Common	15,615	13,366	9,449	14,287	15,528
Net Income Growth	16.83%	41.44%	-33.86%	-7.99%	15.72%
Basic Shares Outstanding	3,736	3,730	3,722	3,718	3,734
Diluted Shares Outstanding	3,736	3,730	3,722	3,718	3,734
Shares Change (YoY)	0.15%	0.21%	0.11%	-0.41%	0.08%
EPS (Basic)	4.18	3.58	2.54	3.84	4.16
EPS (Diluted)	4.18	3.58	2.54	3.84	4.16
EPS Growth	16.65%	41.15%	-33.93%	-7.61%	15.63%
Effective Tax Rate	11.20%	30.10%	20.32%	26.75%	37.13%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.