Banco Santander (Brasil) S.A. (BVMF:SANB11)

Brazil · Delayed Price · Currency is BRL

26.39

-0.24 (-0.90%)

Jul 24, 2026, 4:45 PM GMT-3

Banco Santander (Brasil) Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	45,722	45,669	47,185	38,900	41,777	46,846
Revenue Growth	-4.54%	-3.21%	21.30%	-6.89%	-10.82%	50.63%
Net Income	12,875	12,766	13,366	9,449	14,287	15,528
Earnings Per Share	3.44	3.42	3.58	2.54	3.84	4.16
EPS Growth	-4.29%	-4.63%	41.15%	-33.93%	-7.61%	15.63%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Commercial Banking	35,382	35,388	38,265	30,850	33,685	40,092
Global Wholesale Banking	10,340	10,281	8,920	8,050	8,092	6,754
Total	45,722	45,669	47,185	38,900	41,777	46,846

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	179,953	217,717	210,456	156,490	114,670	97,607
Total Debt	347,494	346,630	310,414	285,136	242,246	256,897
Net Cash (Debt)	-167,542	-128,913	-99,959	-128,647	-127,576	-159,289
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-44.75	-34.51	-26.80	-34.56	-34.31	-42.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	11,938	4,992	-21,131	36,615	6,847	6,807
Capital Expenditures	-1,255	-1,073	-724.3	-1,446	-1,126	-1,163
Free Cash Flow	10,682	3,919	-21,856	35,169	5,721	5,644
Free Cash Flow Growth	-66.95%	-	-	514.74%	1.36%	-86.26%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.16%	27.95%	28.32%	24.29%	34.20%	33.15%
FCF Margin	23.36%	8.58%	-46.32%	90.41%	13.69%	12.05%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.74	9.97	6.65	12.72	7.34	7.21
Forward PE	6.00	7.66	5.79	9.09	7.35	6.56
P/FCF Ratio	9.33	32.47	-	3.42	18.34	19.83
PS Ratio	2.18	2.79	1.88	3.09	2.51	2.39