Banco Santander (Brasil) Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,633	37,084	23,123	22,003	16,657
Investment Securities	621,343	180,248	161,749	138,482	181,644
Trading Asset Securities	321,314	155,672	120,049	92,667	74,905
Total Investments	942,657	335,920	281,798	231,149	256,550
Gross Loans	-	624,955	574,220	543,487	513,425
Allowance for Loan Losses	-	-33,599	-33,567	-34,038	-28,532
Net Loans	-	591,356	540,653	509,449	484,893
Property, Plant & Equipment	-11,245	6,022	7,086	8,191	8,784
Goodwill	28,205	27,893	27,853	27,889	27,915
Other Intangible Assets	14,961	4,934	4,523	3,713	2,871
Other Receivables	-	16,976	13,779	14,789	9,080
Other Current Assets	222,807	77,607	91,085	56,320	17,351
Long-Term Deferred Tax Assets	-	48,224	43,446	38,608	37,640
Other Long-Term Assets	50,606	92,781	82,309	73,340	69,467
Total Assets	1,255,624	1,238,797	1,115,653	985,451	931,208
Accrued Expenses	-	5,367	5,345	5,577	3,939
Interest Bearing Deposits	491,090	609,244	543,862	487,938	421,959
Non-Interest Bearing Deposits	-	42,156	41,699	30,128	41,868
Total Deposits	491,090	651,400	585,561	518,066	463,827
Short-Term Borrowings	52,758	151,644	141,112	108,872	150,759
Current Portion of Long-Term Debt	-	-	49,731	52,563	38,644
Current Income Taxes Payable	12,742	4,486	5,300	4,169	5,950
Other Current Liabilities	234,311	93,551	75,370	62,008	60,624
Long-Term Debt	263,047	162,816	100,279	80,811	67,494
Pension & Post-Retirement Benefits	-	1,364	2,544	1,775	2,728
Long-Term Deferred Tax Liabilities	-	5,689	3,699	3,642	2,225
Other Long-Term Liabilities	103,876	42,653	31,855	37,288	29,043
Total Liabilities	1,157,824	1,118,970	1,000,796	874,771	825,234
Common Stock	65,000	65,000	55,000	55,000	55,000
Retained Earnings	35,750	61,454	63,920	60,443	54,388
Treasury Stock	-719.56	-884.71	-1,107	-1,219	-713.04
Comprehensive Income & Other	-4,380	-6,078	-3,361	-4,041	-3,034
Total Common Equity	95,650	119,492	114,453	110,183	105,640
Minority Interest	2,150	335.45	403.35	497.34	334.35
Shareholders' Equity	97,800	119,827	114,856	110,680	105,974
Total Liabilities & Equity	1,255,624	1,238,797	1,115,653	985,451	931,208
Total Debt	315,805	314,460	291,122	242,246	256,897
Net Cash (Debt)	13,142	-121,704	-147,950	-127,576	-159,289
Net Cash Per Share	-	-32.63	-39.75	-34.31	-42.66
Filing Date Shares Outstanding	-	3,730	3,722	3,718	3,734
Total Common Shares Outstanding	-	3,730	3,722	3,718	3,734
Book Value Per Share	-	32.04	30.75	29.63	28.30
Tangible Book Value	52,484	86,665	82,077	78,580	74,853
Tangible Book Value Per Share	-	23.24	22.05	21.13	20.05

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.