The Travelers Companies, Inc. (BVMF:TRVC34)

The Travelers Companies Statistics

Total Valuation

BVMF:TRVC34 has a market cap or net worth of BRL 338.01 billion. The enterprise value is 383.95 billion.

Market Cap	338.01B
Enterprise Value	383.95B

Important Dates

The next estimated earnings date is Wednesday, January 21, 2026.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Sep 9, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-0.87%
Shares Change (QoQ)	-0.78%
Owned by Insiders (%)	0.42%
Owned by Institutions (%)	87.99%
Float	221.89M

Valuation Ratios

The trailing PE ratio is 10.88 and the forward PE ratio is 10.80.

PE Ratio	10.88
Forward PE	10.80
PS Ratio	1.31
PB Ratio	2.01
P/TBV Ratio	2.35
P/FCF Ratio	n/a
P/OCF Ratio	6.35
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.36
EV / Sales	1.50
EV / EBITDA	8.58
EV / EBIT	9.42
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.34, with a Debt / Equity ratio of 0.29.

Current Ratio	0.34
Quick Ratio	0.21
Debt / Equity	0.29
Debt / EBITDA	1.10
Debt / FCF	n/a
Interest Coverage	18.90

Financial Efficiency

Return on equity (ROE) is 19.81% and return on invested capital (ROIC) is 12.55%.

Return on Equity (ROE)	19.81%
Return on Assets (ROA)	3.46%
Return on Invested Capital (ROIC)	12.55%
Return on Capital Employed (ROCE)	15.05%
Revenue Per Employee	7.59M
Profits Per Employee	913,992
Employee Count	34,000
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:TRVC34 has paid 7.53 billion in taxes.

Income Tax	7.53B
Effective Tax Rate	19.39%

Stock Price Statistics

The stock price has increased by +2.70% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+2.70%
50-Day Moving Average	45.93
200-Day Moving Average	36.03
Relative Strength Index (RSI)	51.44
Average Volume (20 Days)	33

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.01

Income Statement

In the last 12 months, BVMF:TRVC34 had revenue of BRL 257.96 billion and earned 31.08 billion in profits. Earnings per share was 135.58.

Revenue	257.96B
Gross Profit	73.25B
Operating Income	41.00B
Pretax Income	38.84B
Net Income	31.08B
EBITDA	44.63B
EBIT	41.00B
Earnings Per Share (EPS)	135.58

Balance Sheet

The company has 39.38 billion in cash and 49.39 billion in debt, giving a net cash position of -46.23 billion.

Cash & Cash Equivalents	39.38B
Total Debt	49.39B
Net Cash	-46.23B
Net Cash Per Share	n/a
Equity (Book Value)	168.46B
Book Value Per Share	755.41
Working Capital	-326.30B

Cash Flow

Operating Cash Flow	53.21B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 28.40%, with operating and profit margins of 15.90% and 12.14%.

Gross Margin	28.40%
Operating Margin	15.90%
Pretax Margin	15.05%
Profit Margin	12.14%
EBITDA Margin	17.30%
EBIT Margin	15.90%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.51, which amounts to a dividend yield of 1.12%.

Dividend Per Share	0.51
Dividend Yield	1.12%
Dividend Growth (YoY)	13.09%
Years of Dividend Growth	2
Payout Ratio	16.63%
Buyback Yield	0.87%
Shareholder Yield	1.98%
Earnings Yield	9.19%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 28, 2022. It was a forward split with a ratio of 16.

Last Split Date	Nov 28, 2022
Split Type	Forward
Split Ratio	16

Scores

Altman Z-Score	n/a
Piotroski F-Score	5