UnitedHealth Group Incorporated (BVMF:UNHH34)

UnitedHealth Group Statistics

Total Valuation

BVMF:UNHH34 has a market cap or net worth of BRL 1.63 trillion. The enterprise value is 1.96 trillion.

Market Cap	1.63T
Enterprise Value	1.96T

Important Dates

The next estimated earnings date is Monday, January 12, 2026.

Earnings Date	Jan 12, 2026
Ex-Dividend Date	Sep 12, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	0.18%
Owned by Institutions (%)	85.63%
Float	897.97M

Valuation Ratios

The trailing PE ratio is 17.35 and the forward PE ratio is 19.97.

PE Ratio	17.35
Forward PE	19.97
PS Ratio	0.70
PB Ratio	2.88
P/TBV Ratio	n/a
P/FCF Ratio	17.57
P/OCF Ratio	14.56
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.08, with an EV/FCF ratio of 21.17.

EV / Earnings	20.91
EV / Sales	0.85
EV / EBITDA	12.08
EV / EBIT	14.04
EV / FCF	21.17

Financial Position

The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.76.

Current Ratio	0.82
Quick Ratio	0.74
Debt / Equity	0.76
Debt / EBITDA	2.62
Debt / FCF	4.61
Interest Coverage	6.54

Financial Efficiency

Return on equity (ROE) is 17.48% and return on invested capital (ROIC) is 8.94%.

Return on Equity (ROE)	17.48%
Return on Assets (ROA)	5.36%
Return on Invested Capital (ROIC)	8.94%
Return on Capital Employed (ROCE)	13.20%
Revenue Per Employee	5.80M
Profits Per Employee	234,347
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMF:UNHH34 has paid 20.44 billion in taxes.

Income Tax	20.44B
Effective Tax Rate	17.27%

Stock Price Statistics

The stock price has decreased by -50.17% in the last 52 weeks. The beta is 0.43, so BVMF:UNHH34's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-50.17%
50-Day Moving Average	26.56
200-Day Moving Average	29.96
Relative Strength Index (RSI)	45.15
Average Volume (20 Days)	70,821

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.99

Income Statement

In the last 12 months, BVMF:UNHH34 had revenue of BRL 2.32 trillion and earned 93.74 billion in profits. Earnings per share was 102.42.

Revenue	2.32T
Gross Profit	456.89B
Operating Income	140.47B
Pretax Income	118.36B
Net Income	93.74B
EBITDA	155.84B
EBIT	140.47B
Earnings Per Share (EPS)	102.42

Balance Sheet

The company has 163.15 billion in cash and 427.08 billion in debt, giving a net cash position of -282.06 billion.

Cash & Cash Equivalents	163.15B
Total Debt	427.08B
Net Cash	-282.06B
Net Cash Per Share	n/a
Equity (Book Value)	563.92B
Book Value Per Share	563.45
Working Capital	-109.03B

Cash Flow

In the last 12 months, operating cash flow was 111.69 billion and capital expenditures -19.11 billion, giving a free cash flow of 92.58 billion.

Operating Cash Flow	111.69B
Capital Expenditures	-19.11B
Free Cash Flow	92.58B
FCF Per Share	n/a

Margins

Gross margin is 19.70%, with operating and profit margins of 6.06% and 4.04%.

Gross Margin	19.70%
Operating Margin	6.06%
Pretax Margin	5.10%
Profit Margin	4.04%
EBITDA Margin	6.72%
EBIT Margin	6.06%
FCF Margin	3.99%

Dividends & Yields

This stock pays an annual dividend of 0.47, which amounts to a dividend yield of 1.84%.

Dividend Per Share	0.47
Dividend Yield	1.84%
Dividend Growth (YoY)	16.77%
Years of Dividend Growth	6
Payout Ratio	44.61%
Buyback Yield	1.61%
Shareholder Yield	3.45%
Earnings Yield	5.76%
FCF Yield	5.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 21, 2022. It was a forward split with a ratio of 2.

Last Split Date	Nov 21, 2022
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	6