Valley National Bancorp Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Oct '25 Oct 28, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	32,721	31,299	26,753	30,276	32,380	20,450	Upgrade
Market Cap Growth	17.82%	16.99%	-11.64%	-6.50%	58.34%	33.91%	Upgrade
Last Close Price	58.92	55.12	49.49	57.12	70.20	43.47	Upgrade
PE Ratio	12.54	14.10	11.43	10.31	12.60	10.42	Upgrade
PS Ratio	3.60	3.33	3.02	3.19	4.40	3.39	Upgrade
PB Ratio	0.80	0.68	0.82	0.90	1.14	0.86	Upgrade
P/OCF Ratio	11.38	9.23	14.58	4.01	6.94	24.08	Upgrade
Debt / Equity Ratio	0.47	0.56	0.63	0.42	0.49	0.86	Upgrade
Return on Equity (ROE)	7.07%	5.38%	7.61%	9.91%	9.79%	8.70%	Upgrade
Return on Assets (ROA)	0.83%	0.62%	0.84%	1.13%	1.13%	1.00%	Upgrade
Earnings Yield	7.98%	7.51%	9.04%	9.93%	8.15%	9.92%	Upgrade
Dividend Yield	2.86%	4.94%	4.31%	4.07%	3.49%	5.26%	Upgrade
Payout Ratio	52.43%	65.64%	48.09%	38.52%	40.59%	48.81%	Upgrade
Buyback Yield / Dilution	-9.31%	-1.72%	-4.39%	-18.98%	-1.23%	-19.09%	Upgrade
Total Shareholder Return	-6.45%	3.22%	-0.08%	-14.90%	2.26%	-13.83%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.