Valley National Bancorp Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	39,423	35,875	31,299	26,753	30,276	32,380
Market Cap Growth	18.09%	14.62%	16.99%	-11.64%	-6.50%	58.34%
Last Close Price	70.29	61.58	54.76	49.17	56.74	69.75
PE Ratio	12.58	11.45	14.10	11.43	10.31	12.60
PS Ratio	3.88	3.53	3.33	3.02	3.19	4.40
PB Ratio	0.92	0.83	0.68	0.82	0.90	1.14
P/OCF Ratio	-	-	9.23	14.58	4.01	6.94
Debt / Equity Ratio	0.44	0.44	0.56	0.63	0.42	0.49
Return on Equity (ROE)	7.85%	7.85%	5.38%	7.61%	9.91%	9.79%
Return on Assets (ROA)	0.94%	0.94%	0.62%	0.84%	1.13%	1.13%
Earnings Yield	7.95%	9.18%	7.51%	9.04%	9.93%	8.15%
Dividend Yield	2.63%	3.94%	4.97%	4.34%	4.10%	3.52%
Payout Ratio	-	-	65.64%	48.09%	38.52%	40.59%
Buyback Yield / Dilution	-8.85%	-8.85%	-1.72%	-4.39%	-18.98%	-1.23%
Total Shareholder Return	-6.22%	-4.91%	3.25%	-0.05%	-14.88%	2.29%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.