The Western Union Company (BVMF:WUNI34)

The Western Union Company Statistics

Total Valuation

BVMF:WUNI34 has a market cap or net worth of BRL 14.14 billion. The enterprise value is 23.60 billion.

Market Cap	14.14B
Enterprise Value	23.60B

Important Dates

The last earnings date was Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-5.15%
Shares Change (QoQ)	-2.83%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	321.27M

Valuation Ratios

The trailing PE ratio is 2.90 and the forward PE ratio is 4.65.

PE Ratio	2.90
Forward PE	4.65
PS Ratio	0.63
PB Ratio	2.94
P/TBV Ratio	n/a
P/FCF Ratio	5.62
P/OCF Ratio	5.25
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.51, with an EV/FCF ratio of 9.38.

EV / Earnings	4.83
EV / Sales	1.05
EV / EBITDA	4.51
EV / EBIT	5.87
EV / FCF	9.38

Financial Position

The company has a current ratio of 0.26, with a Debt / Equity ratio of 3.11.

Current Ratio	0.26
Quick Ratio	0.21
Debt / Equity	3.11
Debt / EBITDA	2.88
Debt / FCF	5.95
Interest Coverage	5.57

Financial Efficiency

Return on equity (ROE) is 135.32% and return on invested capital (ROIC) is 13.70%.

Return on Equity (ROE)	135.32%
Return on Assets (ROA)	5.76%
Return on Invested Capital (ROIC)	13.70%
Return on Capital Employed (ROCE)	23.03%
Revenue Per Employee	2.46M
Profits Per Employee	536,557
Employee Count	9,100
Asset Turnover	0.51
Inventory Turnover	n/a

Taxes

Income Tax	-1.67B
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -34.06% in the last 52 weeks. The beta is 0.68, so BVMF:WUNI34's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-34.06%
50-Day Moving Average	47.77
200-Day Moving Average	57.87
Relative Strength Index (RSI)	34.12
Average Volume (20 Days)	264

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.62

Income Statement

In the last 12 months, BVMF:WUNI34 had revenue of BRL 22.36 billion and earned 4.88 billion in profits. Earnings per share was 14.46.

Revenue	22.36B
Gross Profit	8.43B
Operating Income	4.01B
Pretax Income	3.22B
Net Income	4.88B
EBITDA	4.92B
EBIT	4.01B
Earnings Per Share (EPS)	14.46

Balance Sheet

The company has 5.56 billion in cash and 14.98 billion in debt, giving a net cash position of -9.42 billion.

Cash & Cash Equivalents	5.56B
Total Debt	14.98B
Net Cash	-9.42B
Net Cash Per Share	n/a
Equity (Book Value)	4.81B
Book Value Per Share	14.85
Working Capital	-19.23B

Cash Flow

In the last 12 months, operating cash flow was 2.69 billion and capital expenditures -175.45 million, giving a free cash flow of 2.52 billion.

Operating Cash Flow	2.69B
Capital Expenditures	-175.45M
Free Cash Flow	2.52B
FCF Per Share	n/a

Margins

Gross margin is 37.69%, with operating and profit margins of 17.91% and 21.84%.

Gross Margin	37.69%
Operating Margin	17.91%
Pretax Margin	14.39%
Profit Margin	21.84%
EBITDA Margin	22.02%
EBIT Margin	17.91%
FCF Margin	11.25%

Dividends & Yields

This stock pays an annual dividend of 3.63, which amounts to a dividend yield of 8.26%.

Dividend Per Share	3.63
Dividend Yield	8.26%
Dividend Growth (YoY)	10.75%
Years of Dividend Growth	1
Payout Ratio	25.08%
Buyback Yield	5.15%
Shareholder Yield	13.41%
Earnings Yield	34.53%
FCF Yield	17.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BVMF:WUNI34 has an Altman Z-Score of 0.59 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.59
Piotroski F-Score	4