The Western Union Company (BVMF:WUNI34)

The Western Union Company Statistics

Total Valuation

BVMF:WUNI34 has a market cap or net worth of BRL 15.00 billion. The enterprise value is 23.71 billion.

Market Cap	15.00B
Enterprise Value	23.71B

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-3.95%
Shares Change (QoQ)	-2.06%
Owned by Insiders (%)	0.50%
Owned by Institutions (%)	94.56%
Float	315.95M

Valuation Ratios

The trailing PE ratio is 3.65 and the forward PE ratio is 5.13.

PE Ratio	3.65
Forward PE	5.13
PS Ratio	0.69
PB Ratio	3.04
P/TBV Ratio	n/a
P/FCF Ratio	5.52
P/OCF Ratio	5.19
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.60, with an EV/FCF ratio of 8.73.

EV / Earnings	5.77
EV / Sales	1.09
EV / EBITDA	4.60
EV / EBIT	5.94
EV / FCF	8.73

Financial Position

The company has a current ratio of 0.30, with a Debt / Equity ratio of 2.80.

Current Ratio	0.30
Quick Ratio	0.24
Debt / Equity	2.80
Debt / EBITDA	2.66
Debt / FCF	5.09
Interest Coverage	5.52

Financial Efficiency

Return on equity (ROE) is 97.70% and return on invested capital (ROIC) is 13.95%.

Return on Equity (ROE)	97.70%
Return on Assets (ROA)	6.10%
Return on Invested Capital (ROIC)	13.95%
Return on Capital Employed (ROCE)	19.39%
Revenue Per Employee	2.40M
Profits Per Employee	451,476
Employee Count	9,100
Asset Turnover	0.53
Inventory Turnover	n/a

Taxes

Income Tax	-791.95M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -21.70% in the last 52 weeks. The beta is 0.53, so BVMF:WUNI34's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	-21.70%
50-Day Moving Average	45.61
200-Day Moving Average	52.76
Relative Strength Index (RSI)	50.81
Average Volume (20 Days)	335

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.21

Income Statement

In the last 12 months, BVMF:WUNI34 had revenue of BRL 21.85 billion and earned 4.11 billion in profits. Earnings per share was 12.35.

Revenue	21.85B
Gross Profit	8.28B
Operating Income	4.02B
Pretax Income	3.32B
Net Income	4.11B
EBITDA	4.91B
EBIT	4.02B
Earnings Per Share (EPS)	12.35

Balance Sheet

The company has 5.05 billion in cash and 13.81 billion in debt, giving a net cash position of -8.76 billion.

Cash & Cash Equivalents	5.05B
Total Debt	13.81B
Net Cash	-8.76B
Net Cash Per Share	n/a
Equity (Book Value)	4.93B
Book Value Per Share	15.48
Working Capital	-14.57B

Cash Flow

In the last 12 months, operating cash flow was 2.89 billion and capital expenditures -175.34 million, giving a free cash flow of 2.71 billion.

Operating Cash Flow	2.89B
Capital Expenditures	-175.34M
Free Cash Flow	2.71B
FCF Per Share	n/a

Margins

Gross margin is 37.89%, with operating and profit margins of 18.39% and 18.80%.

Gross Margin	37.89%
Operating Margin	18.39%
Pretax Margin	15.18%
Profit Margin	18.80%
EBITDA Margin	22.46%
EBIT Margin	18.39%
FCF Margin	12.42%

Dividends & Yields

This stock pays an annual dividend of 3.61, which amounts to a dividend yield of 7.47%.

Dividend Per Share	3.61
Dividend Yield	7.47%
Dividend Growth (YoY)	8.10%
Years of Dividend Growth	1
Payout Ratio	40.76%
Buyback Yield	3.95%
Shareholder Yield	11.42%
Earnings Yield	27.39%
FCF Yield	18.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BVMF:WUNI34 has an Altman Z-Score of 0.71 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.71
Piotroski F-Score	5