Assurances Maghrebia SA (BVMT:ASSMA)

Assurances Maghrebia Statistics

Total Valuation

BVMT:ASSMA has a market cap or net worth of TND 225.00 million. The enterprise value is 243.62 million.

Market Cap	225.00M
Enterprise Value	243.62M

Important Dates

The last earnings date was Tuesday, September 2, 2025.

Earnings Date	Sep 2, 2025
Ex-Dividend Date	Jul 7, 2025

Share Statistics

BVMT:ASSMA has 4.50 million shares outstanding.

Current Share Class	4.50M
Shares Outstanding	4.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.98.

PE Ratio	4.98
Forward PE	n/a
PS Ratio	0.42
PB Ratio	0.78
P/TBV Ratio	1.00
P/FCF Ratio	5.33
P/OCF Ratio	5.76
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.40
EV / Sales	0.46
EV / EBITDA	n/a
EV / EBIT	3.21
EV / FCF	5.77

Financial Position

The company has a current ratio of 1.06

Current Ratio	1.06
Quick Ratio	0.73
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.09% and return on invested capital (ROIC) is 17.14%.

Return on Equity (ROE)	21.09%
Return on Assets (ROA)	3.58%
Return on Invested Capital (ROIC)	17.14%
Return on Capital Employed (ROCE)	8.17%
Revenue Per Employee	1.66M
Profits Per Employee	141,504
Employee Count	319
Asset Turnover	0.40
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:ASSMA has paid 14.44 million in taxes.

Income Tax	14.44M
Effective Tax Rate	19.85%

Stock Price Statistics

The stock price has decreased by -5.64% in the last 52 weeks. The beta is 0.07, so BVMT:ASSMA's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	-5.64%
50-Day Moving Average	50.13
200-Day Moving Average	50.45
Relative Strength Index (RSI)	51.24
Average Volume (20 Days)	1,274

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:ASSMA had revenue of TND 529.69 million and earned 45.14 million in profits. Earnings per share was 10.03.

Revenue	529.69M
Gross Profit	88.95M
Operating Income	75.82M
Pretax Income	72.74M
Net Income	45.14M
EBITDA	n/a
EBIT	75.82M
Earnings Per Share (EPS)	10.03

Balance Sheet

The company has 185.12 million in cash and n/a in debt, giving a net cash position of 43.43 million or 9.65 per share.

Cash & Cash Equivalents	185.12M
Total Debt	n/a
Net Cash	43.43M
Net Cash Per Share	9.65
Equity (Book Value)	289.11M
Book Value Per Share	50.46
Working Capital	28.27M

Cash Flow

In the last 12 months, operating cash flow was 39.07 million and capital expenditures 3.12 million, giving a free cash flow of 42.19 million.

Operating Cash Flow	39.07M
Capital Expenditures	3.12M
Free Cash Flow	42.19M
FCF Per Share	9.38

Margins

Gross margin is 16.79%, with operating and profit margins of 14.31% and 8.52%.

Gross Margin	16.79%
Operating Margin	14.31%
Pretax Margin	13.73%
Profit Margin	8.52%
EBITDA Margin	n/a
EBIT Margin	14.31%
FCF Margin	7.97%

Dividends & Yields

This stock pays an annual dividend of 3.15, which amounts to a dividend yield of 6.30%.

Dividend Per Share	3.15
Dividend Yield	6.30%
Dividend Growth (YoY)	1.61%
Years of Dividend Growth	4
Payout Ratio	49.49%
Buyback Yield	n/a
Shareholder Yield	6.30%
Earnings Yield	20.06%
FCF Yield	18.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4