Assurances Maghrebia SA (BVMT:ASSMA)

Tunisia · Delayed Price · Currency is TND

85.50

-1.40 (-1.61%)

At close: Aug 4, 2026

Assurances Maghrebia Financials Overview

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	547.32	547.32	504.98	450.46	304.11	269.59
Revenue Growth	3.33%	8.38%	12.10%	48.13%	12.80%	14.95%
Operating Income	78.29	78.29	69.49	58.3	50.52	47.01
Net Income	32.66	32.66	45.01	40.71	29.61	29.15
Earnings Per Share	8.33	8.33	10.43	7.40	5.38	5.30
EPS Growth	1.49%	-20.16%	40.94%	37.48%	1.59%	26.01%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Non-Life	225.03	225.03	203.54
Life	184.96	184.96	163.06
Total	409.99	409.99	366.59

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	22.3	22.3	9.52	23.04	43.6	26.67
Total Debt	-	-	-	0.3	-	-
Net Cash (Debt)	22.3	22.3	9.52	22.74	43.6	26.67
Net Cash Growth	-48.65%	134.38%	-58.15%	-47.85%	63.47%	-16.64%
Net Cash Per Share	5.69	5.69	2.21	4.13	7.93	4.85

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	25.85	25.85	26.75	-14.71	23.66	6.91
Capital Expenditures	-2.22	-2.22	-5.49	-0.88	-9.18	-1.01
Free Cash Flow	23.63	23.63	21.26	-15.59	14.48	5.9
Free Cash Flow Growth	-35.62%	11.12%	-	-	145.28%	-39.44%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	14.30%	14.30%	13.76%	12.94%	16.61%	17.44%
Pretax Margin	14.29%	14.29%	13.76%	13.07%	15.65%	16.48%
Profit Margin	5.97%	5.97%	8.91%	9.04%	9.74%	10.81%
FCF Margin	4.32%	4.32%	4.21%	-3.46%	4.76%	2.19%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.577	-	2.577	2.536	1.915	1.808
Dividend Per Share Growth	-7.94%	-	1.61%	32.48%	5.88%	18.18%
Dividend Yield	2.97%	-	6.74%	6.95%	5.13%	4.41%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.27	7.78	5.15	5.80	8.51	9.86
P/FCF Ratio	19.90	10.76	10.90	-	17.41	48.70
PS Ratio	0.86	0.47	0.46	0.52	0.83	1.07