Best Lease Income Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	63.87	61.92	57.81	50.6	45.52	37.98
Total Interest Expense	33.51	32.71	28.51	25.23	23.16	25.02
Net Interest Income	30.36	29.21	29.3	25.37	22.35	12.96
Other Revenue	-	-	-	5.49	3.25	5.05
Revenue Before Loan Losses	30.36	29.21	29.3	30.87	25.6	18.01
Provision for Loan Losses	7.09	5.94	5.13	4.73	3.68	4.2
Revenue	23.27	23.28	24.17	26.14	21.92	13.81
Revenue Growth (YoY)	-7.90%	-3.72%	-7.50%	19.25%	58.69%	0.58%
Salaries & Employee Benefits	5.84	5.26	5.38	4.8	4.53	3.66
Cost of Services Provided	0.03	0.03	0.03	0.02	0.01	0
Other Operating Expenses	2.97	3.62	2.4	4.11	3.82	2.98
Total Operating Expenses	9.3	9.37	8.31	9.4	8.78	7.01
Operating Income	13.97	13.9	15.86	16.73	13.14	6.8
EBT Excluding Unusual Items	15.89	15.19	17.36	17.64	13.48	7.92
Other Unusual Items	-0.89	-0.82	-0.92	-0.56	-0.43	-0.25
Pretax Income	15	14.37	16.45	17.08	13.06	7.67
Income Tax Expense	4.74	4.11	4.01	4.91	2.98	0.78
Net Income	10.26	10.26	12.44	12.17	10.08	6.89
Net Income to Common	10.26	10.26	12.44	12.17	10.08	6.89
Net Income Growth	-12.49%	-17.50%	2.20%	20.74%	46.27%	13.86%
Shares Outstanding (Basic)	30	30	-	-	-	-
Shares Outstanding (Diluted)	30	30	-	-	-	-
EPS (Basic)	0.34	0.34	-	-	-	-
EPS (Diluted)	0.34	0.34	-	-	-	-
Free Cash Flow	37.8	17.32	-1.42	6.73	-12.72	-8.06
Free Cash Flow Per Share	1.26	0.58	-	-	-	-
Dividend Per Share	0.150	0.150	0.140	0.130	0.116	0.110
Dividend Growth	7.14%	7.14%	7.69%	12.07%	5.46%	-
Operating Margin	60.05%	59.73%	65.62%	64.03%	59.95%	49.26%
Profit Margin	44.08%	44.09%	51.45%	46.57%	45.99%	49.90%
Free Cash Flow Margin	162.43%	74.43%	-5.88%	25.75%	-58.05%	-58.36%
Effective Tax Rate	31.61%	28.58%	24.37%	28.74%	22.81%	10.15%
Revenue as Reported	62.55	60.16	57.46	55.45	48.12	42.86

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.