Best Lease SA (BVMT:BL)

Best Lease Income Statement

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	61.92	57.81	50.6	45.52	37.98
Total Interest Expense	32.71	28.51	25.23	23.16	25.02
Net Interest Income	29.21	29.3	25.37	22.35	12.96
Other Revenue	-	-	5.49	3.25	5.05
Revenue Before Loan Losses	29.21	29.3	30.87	25.6	18.01
Provision for Loan Losses	5.94	5.13	4.73	3.68	4.2
Revenue	23.28	24.17	26.14	21.92	13.81
Revenue Growth (YoY)	-3.72%	-7.50%	19.25%	58.69%	0.58%
Salaries & Employee Benefits	5.26	5.38	4.8	4.53	3.66
Cost of Services Provided	0.03	0.03	0.02	0.01	0
Other Operating Expenses	3.62	2.4	4.11	3.82	2.98
Total Operating Expenses	9.37	8.31	9.4	8.78	7.01
Operating Income	13.9	15.86	16.73	13.14	6.8
EBT Excluding Unusual Items	15.19	17.36	17.64	13.48	7.92
Other Unusual Items	-0.82	-0.92	-0.56	-0.43	-0.25
Pretax Income	14.37	16.45	17.08	13.06	7.67
Income Tax Expense	4.11	4.01	4.91	2.98	0.78
Net Income	10.26	12.44	12.17	10.08	6.89
Net Income to Common	10.26	12.44	12.17	10.08	6.89
Net Income Growth	-17.50%	2.20%	20.74%	46.27%	13.86%
Shares Outstanding (Basic)	30	-	-	-	-
Shares Outstanding (Diluted)	30	-	-	-	-
EPS (Basic)	0.34	-	-	-	-
EPS (Diluted)	0.34	-	-	-	-
Free Cash Flow	17.32	-1.42	6.73	-12.72	-8.06
Free Cash Flow Per Share	0.58	-	-	-	-
Dividend Per Share	0.150	0.140	0.130	0.116	0.110
Dividend Growth	7.14%	7.69%	12.07%	5.46%	-
Operating Margin	59.73%	65.62%	64.03%	59.95%	49.26%
Profit Margin	44.09%	51.45%	46.57%	45.99%	49.90%
Free Cash Flow Margin	74.43%	-5.88%	25.75%	-58.05%	-58.36%
Effective Tax Rate	28.58%	24.37%	28.74%	22.81%	10.15%
Revenue as Reported	60.16	57.46	55.45	48.12	42.86

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.