Best Lease Income Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	64.01	61.92	57.81	50.6	45.52
Total Interest Expense	32.47	32.71	28.51	25.23	23.16
Net Interest Income	31.55	29.21	29.3	25.37	22.35
Other Revenue	-1.01	-	-	5.49	3.25
Revenue Before Loan Losses	30.54	29.21	29.3	30.87	25.6
Provision for Loan Losses	9.12	5.94	5.13	4.73	3.68
Revenue	21.42	23.28	24.17	26.14	21.92
Revenue Growth (YoY)	-7.98%	-3.72%	-7.50%	19.25%	58.69%
Salaries & Employee Benefits	6.23	5.26	5.38	4.8	4.53
Cost of Services Provided	-	0.03	0.03	0.02	0.01
Other Operating Expenses	2	3.62	2.4	4.11	3.82
Total Operating Expenses	8.65	9.37	8.31	9.4	8.78
Operating Income	12.77	13.9	15.86	16.73	13.14
EBT Excluding Unusual Items	14.26	15.19	17.36	17.64	13.48
Other Unusual Items	-0.54	-0.82	-0.92	-0.56	-0.43
Pretax Income	13.72	14.37	16.45	17.08	13.06
Income Tax Expense	2.71	4.11	4.01	4.91	2.98
Net Income	11.01	10.26	12.44	12.17	10.08
Net Income to Common	11.01	10.26	12.44	12.17	10.08
Net Income Growth	7.30%	-17.50%	2.20%	20.74%	46.27%
Shares Outstanding (Basic)	-	30	-	-	-
Shares Outstanding (Diluted)	-	30	-	-	-
EPS (Basic)	-	0.34	-	-	-
EPS (Diluted)	-	0.34	-	-	-
Free Cash Flow	4.56	17.32	-1.42	6.73	-12.72
Free Cash Flow Per Share	-	0.58	-	-	-
Dividend Per Share	-	0.150	0.140	0.130	0.116
Dividend Growth	-	7.14%	7.69%	12.07%	5.46%
Operating Margin	59.61%	59.73%	65.62%	64.03%	59.95%
Profit Margin	51.41%	44.09%	51.45%	46.57%	45.99%
Free Cash Flow Margin	21.30%	74.43%	-5.88%	25.75%	-58.05%
Effective Tax Rate	19.76%	28.58%	24.37%	28.74%	22.81%
Revenue as Reported	63.01	60.16	57.46	55.45	48.12

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.